Last March we completed a house move in Long Eaton. We have since encountered a number of issues with the house which we believe were overlooked in the conveyancing searches. What action can we take? What searches should? have been carried out for conveyancing in Long Eaton?
The question is not clear as what problems have arisen and if they are specific to conveyancing in Long Eaton. Conveyancing searches and investigations undertaken during the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner completes a questionnaire known as a SPIF. answers ends up being inaccurate, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Long Eaton.
Completed the sale of my flat in Long Eaton last January but the buyer keeps telephoning every few hours to say her lawyer needs to hear from mylawyer. What should have happened now that I have sold?
Following your disposal your conveyancer should forward the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Where relevant, your solicitor should also evidence that the home loan has been paid off to the buyers conveyancers. There are no post completion steps peculiar conveyancing in Long Eaton.
My aunt passed away last year and as sole heir and executor I was left the house in Long Eaton. The house had a small mortgage left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Given you intend to refinance then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who conducted the conveyancing in Long Eaton 10 years ago have long since closed. Will I be able to sell the house?
You no longer need to have the physical deeds to evidence that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
How does conveyancing in Long Eaton differ for newly converted properties?
Most buyers of new build premises in Long Eaton approach us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Long Eaton usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Long Eaton or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Long Eaton is where the house is located. Is there any advice you can give?
Flying freeholds in Long Eaton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Long Eaton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Long Eaton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.