What is the difference between a licensed conveyancer and conveyancing solicitor in South West London
There are two types of lawyers who can conduct conveyancing in South West London namely CLC regulated conveyancers or solicitors. The two can administer conveyancing services that you need to complete the sale or purchase of property. Both are required to perform South West London conveyancing to the same quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that the necessary steps should be accurately attended to.
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a South West London solicitor on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in South West London off the council. I have a mortgage offer with Nationwide. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
I note that there are debates on Chancel Insurance on online forums. Do I require this when purchasing a residence in South West London? or I am told that there is an ancient law that means some owners of property residing in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this relevant for conveyancing in South West London?
Unless a previous purchase of the house took place after 12 October 2013 you can assume that lawyers handling conveyancing in South West London to remain encouraging a chancel search and or insurance against a claim.
Just had an offer accepted on a new build flat in South West London. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in South West London
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one close by in South West London I like with a park and railway links in the vicinity, however it's only got 49 years on the lease. I can't really find anything else in South West London in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you need a home loan that many years will be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
In sourcing the world wide web for the phrase on line conveyancing in South West London it shows results of numerous solicitorsin the area. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The preferential way of seeking a suitable conveyancer is via trusted recommendation, so ask colleagues and relatives who have bought a property in South West London or the reputable estate agent or financial adviser. Fees for conveyancing in South West London differ, so it's sensible to request a minimum of four fee estimates from different solicitors. Be sure to obtain confirmation that the charges are guaranteed not to to be inflated.
I am hoping to put an offer on a small detached house that appears to tick a lot of boxes, at a reasonable price which is making it more attractive. I have since been informed that it's a leasehold rather than freehold. I am assuming that there are particular concerns buying a house with a leasehold title in South West London. Conveyancing lawyers have are soon to be instructed. Will they explain the issues?
The majority of houses in South West London are freehold rather than leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can assist with the conveyancing process. It is clear that you are purchasing in South West London so you should seriously consider shopping around for a South West London conveyancing solicitor and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’sconsent to carry out changes to the property. It may be necessary to pay a service charge towards the upkeep of the communal areas where the house is located on an estate. Your lawyer should advise you fully on all the issues.