In what way does my ID and proof of funds have anything to do with my conveyancing in Teddington? What am I being asked for?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Teddington. Nowadays you can not proceed with any conveyancing deal in the absence providing evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Remember if you are supplying your driving licence as evidence of ID it needs to be both the paper element as well as the photo card part, one is not acceptable in the absence of the other.
Verification of the origin of funds is necessary in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancer will need to have this information on file. Your Teddington conveyancing lawyer will require evidence of proof of funds prior to accepting any funds from you into their client account and they may also ask additional questions regarding the source of monies.
My lawyer in Teddington has never been on on the Alliance & Leicester Solicitor Panel. Can I still retain my family solicitor notwithstanding that they are not on the Alliance & Leicester approved list?
Your options are as follows:
- Carry on with your preferred Teddington solicitors but Alliance & Leicester will need to retain a solicitor on their list of acceptable firms. This will result in additional overall legal charges and cause frustration.
- Choose an alternative lawyer to act in the purchase, remembering to check they are Convince your lawyer to do everything within their powers to join the Alliance & Leicester conveyancing panel
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Teddington? or I am told that there is an ancient law that means some house owners living in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this suitable for conveyancing in Teddington?
Unless a previous purchase of the house completed post 12 October 2013 you can expect lawyers conducting conveyancing in Teddington to remain encouraging a chancel search and or chancel repair liability insurance.
I purchased a 4 bedroom Edwardian house in Teddington. Conveyancing solicitor represented me and Clydesdale. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Teddington and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing lawyer who conducted the conveyancing.
I am looking for a conveyancing practitioner in Teddington for my home move. Is there any facility to check a firm’s complaints history with the legal regulator?
Members of the public may search for published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could recorded call for training reasons.
I pay a service charge for my appartment in Teddington. As a result of personal circumstances I fell behind with payments. The freeholders agreed a settlement plan but there remains three thousand pounds outstanding as of today.
I am under pressure to dispose of the property and I am worried this can threaten to derail the sale if I have to settle the arrears now. Do I have to settle before - is this possible?
Do speak with the lawyer undertaking your Teddington conveyancing but one option might be to arrange for the outstanding amount to be transferred to the purchasers. The purchase price they pay would be reduced to reflect the amount of debt they assume. They would then deal with the outstanding monies post completion of the sale.