Completed the sale of my flat in Horfield last September but the buyer keeps calling daily to say her solicitor needs to hear from mysolicitor. What should have happened now that I have sold?
Following your house sale your solicitor is obliged to deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor should also evidence that the legal charge in favour of the lender has been repaid to the buyers lawyers. There is unlikely to be post completion requirements unique to conveyancing in Horfield.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Horfield. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/8/2025, the requirements read as follows :
is it true that all Horfield conveyancing solicitors on the Co-operative conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Co-operative approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many banks do allow licenced conveyancers on their panel in which case such firms would be governed by the Council of Licensed Conveyancers.
I am selling my flat. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nottingham are being a right pain. The Horfield solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on an apartment in Horfield on 14/7/2025, valuation was booked 2 days later, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
Should my conveyancer be raising enquiries regarding flooding during the conveyancing in Horfield.
Flooding is a growing risk for solicitors dealing with homes in Horfield. Some people will purchase a house in Horfield, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, however there are a numerous searches that can be initiated by the buyer or on a buyer’s behalf which can figure out the risks in Horfield. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the owner to discover whether the premises has suffered from flooding. If the property has been flooded in past which is not revealed by the vendor, then a purchaser may bring a legal claim for losses as a result of such an inaccurate answer. The purchaser’s conveyancers may also conduct an environmental search. This will disclose whether there is any known flood risk. If so, further investigations should be initiated.
I decided to have a survey completed on a house in Horfield ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some banks tend not grant a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Horfield. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the words on line conveyancing in Horfield it brings up numerous conveyancerslocally. How do I determine which is the right conveyancing solicitor for purchase transaction?
The best way of seeking a suitable conveyancer is via trusted recommendation, so enquire of friends and those you trust who have acquired a property in Horfield or a local estate agent or financial adviser. Costs for conveyancing in Horfield vary, so it's sensible to obtain a minimum of three costs illustrations from different companies. Be sure to secure confirmation what costs in the quote includes.