We are planning to buy with Coventry BS. We have called around locally but am unable to find a Coombe Dingle conveyancing firm on the Coventry BS approved list. Could you assist?
Please do take advantage of the search tool on this site. Please choose the mortgage company and type Coombe Dingle or your preferred area and you will be presented with a number of lawyer located in Coombe Dingle or nearest you.
Is it necessary to take out insurance to address the risk of chancel repairs when purchasing a house in Coombe Dingle?
Unless a previous purchase of the house took place after 12 October 2013 you may take it that lawyers carrying out conveyancing in Coombe Dingle to remain encouraging a chancel search and or chancel repair liability policy.
How does conveyancing in Coombe Dingle differ for newly converted properties?
Most buyers of new build residence in Coombe Dingle approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Coombe Dingle usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Coombe Dingle or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £305k and found one near me in Coombe Dingle I like with open areas and railway links nearby, the downside is that it only has 49 remaining years left on the lease. I can't really find anything else in Coombe Dingle for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term will likely be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
My father has suggested that I use his conveyancing solicitors in Coombe Dingle. Should I use them?
There are no two ways about it the best way to find a conveyancing practitioner is to seek feedback from friends or relatives who have previously instructed the solicitor you're contemplating using.
I own a leasehold flat in Coombe Dingle. Conveyancing and Platform Home Loans Ltd mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Coombe Dingle who acted for me is not around. Do I pay?
First make enquiries of HMLR to be sure that this person is in fact the new freeholder. There is no need to instruct a Coombe Dingle conveyancing firm to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Coombe Dingle - Sample of Questions you should ask before Purchasing
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It is important to be aware whether changing the roof or some other significant cost is coming up that will be shared amongst the leaseholders and will dramatically impact the level of the maintenance costs or result in a specific invoice. Please inform me if there are any major works in the planning that could add a premium to the service costs? How long is the Lease?