Our grandson is purchasing a new build apartment in Horsham with a mortgage from Bank of Ireland. His conveyancer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Bank of Ireland conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bank of Ireland conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Is there a list of Co-operative panel conveyancers in Horsham on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings viewable over the internet. If you are in need of a Horsham conveyancer on the Co-operative please use our tool.
Is it the case that all Horsham solicitors on the Barclays conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Barclays conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.
I had an offer accepted on an apartment in Horsham on 19/8/2025, valuation was booked 4 days after, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
Do commercial conveyancing searches reveal impending roadworks that may impact a commercial premises in Horsham?
Many commercial conveyancing solicitors in Horsham will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Horsham. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Horsham.
For each commercial conveyancing transaction in Horsham it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Horsham commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Horsham.
Are there restrictive covenants that are commonly picked up during conveyancing in Horsham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Horsham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Horsham differ for new build properties?
Most buyers of new build property in Horsham come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because house builders in Horsham usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Horsham or who has acted in the same development.
My partner has encouraged me to appoint his lawyers for conveyancing in Horsham. Do I follow his recommendation?
Much as we are happy to recommend a Horsham conveyancing lawyer it’s preferable to select a conveyancing solicitor is to seek guidance from friends or family who have previously instructed the conveyancer you're contemplating using.