My Horsham solicitor has discovered an inconsistency when comparing the surveyor’s assumptions in the valuation survey and what is in the legal papers for the property. My lawyer has advised that he is duty bound to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
As someone not used to conveyancing in Horsham what is the number one tip you can impart concerning the house moving process in Horsham
Not many law firms shout this from the rooftops but conveyancing in Horsham or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists lots of room for confrontation between you and others involved in the ownership transfer. E.g., the seller, selling agent and on occasion your mortgage company. Appointing a lawyer for your conveyancing in Horsham an important selection as your conveyancer is your adviser, and is the ONLY person in the process whose interest is to look after your legal interests and to protect you.
Sometimes a third party with a vested interest may try and convince you that it is in your interests to do things their way. For example, the selling agent may claim to be helping by claiming that your conveyancer is wrong. Or your financial adviser may tell you to do something that is against your solicitors recommendation. You should always trust your lawyer above all other parties in the conveyancing process.
Do the Building Society Association intend to launch a search tool with a view to to identify solicitors on the Loughborough BS conveyancing panel for instance in Horsham?
We are not aware of any plans on the part of the BSA to promote such a tool.
Taking into account that I am about to part with 450k on 3 bedroom house in Horsham I wish to talk to a lawyer about myhouse move prior to instructing the firm. Is this something that you can arrange?
Absolutely - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer who will be doing your property ownership legalities in Horsham.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Horsham should be the figure that you end up paying.
Is it best to instruct a Horsham conveyancing practitioner based in the location that I am hoping to buy? An old friend can handle the legal work but her office is 400miles drive away.
The primary upside of using a local Horsham conveyancing practice is that you can attend the office to execute paperwork, hand in your ID and apply pressure on them if necessary. They will also have local intelligence which is a plus. However it's more important to get someone that will do a good and efficient job. If you know people who used your friend and the majority were impressed that must trump using an unknown Horsham conveyancing solicitor solely due to them being based in the area.
Me and my husband have recently had a bid accepted on our 1st home in Horsham, and are about to get solicitors instructed. I have utilised the numerous rating tools and the results are from all over the the UK. Is it critical to have a Horsham lawyer local to our prospective property? We are fine to do all the communicating electronically, but I guess at some stage we will be required to visit the solicitor's office to sign papers?
The property lawyer does not have to be in Horsham, but choosing local means that you can visit their offices if required, for instance, if a signature is immediately necessary. Furthermore, a Horsham solicitor is likely to be familiar with local agents and (if the vendor has instructed a local property lawyer) with them, which should help smooth the process.