I have been referred to a conveyancing solicitor in Horsham. I I would like to check whether they are on the Alliance & Leicester conveyancing panel. Can you advise?
You should call the lawyer and ask them whether they are on the lender panel. Alternatively you should call Alliance & Leicester who may be able to assist.
My bid for a property was accepted at auction in Horsham. Conveyancing is required. What happens now?
Given that you are now exchanged you must instruct a conveyancing lawyer soon as you are faced with a tight a drop dead date to complete the conveyancing. Every auction property will have an associated auction set of papers. This should include evidence of title and search results. In the case of leasehold premises the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You should give this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds organised to complete on the date specified in the contract.
Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Horsham. Do I collect the keys to the premises on the completion date from my solicitor? If so, I will instruct a local conveyancing solicitor in Horsham?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's solicitors, and once they have received this, you will be invited to receive the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
I am the only beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Horsham. Conveyancing formalities meant that the Land Registry date was in November. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my property ownership may be regarded the same way as though I had purchased the house in November. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. How practical a view banks take of it, depend on the bank as this requirement is chiefly there to identify the purchase and immediately sell or the quick reselling of properties.
My wife and I are downsizing from our property in Horsham and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the purchasers used a factory type conveyancing firm as opposed to a conveyancing solicitor in Horsham. Having lived in Horsham for many years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have a renovated Georgian house in Horsham. Conveyancing practitioner acted for me and Coventry Building Society. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Horsham and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing lawyer who carried out the work.
As co-executor for the estate of my grandmother I am selling a property in Swansea but live in Horsham. My solicitor (based 200 kilometers from meneeds me to execute a statutory declaration before completion. Could you suggest a conveyancing practitioner in Horsham to witness this legal document for me?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are located in Horsham
Last August I purchased a leasehold property in Horsham. Am I liable to pay service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a 2 bed flat in Horsham, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Comparable flats in Horsham with a long lease are worth £206,000. The ground rent is £45 yearly. The lease finishes on 21st October 2091
With only 66 years remaining on your lease we estimate the premium for your lease extension to range between £12,400 and £14,200 plus professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information before getting professional advice.