My grandson is buying a house that has just been built in Henfield with a home loan from Clydesdale. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Clydesdale conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Clydesdale conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We are looking to buy a house and need a conveyancing solicitor in Henfield who is on the Co-operative conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Henfield.
How does conveyancing in Henfield differ for newly converted properties?
Most buyers of new build property in Henfield contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is completed. This is because new home sellers in Henfield tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Henfield or who has acted in the same development.
I have been on the look out for a ground for flat up to £245,000 and identified one near me in Henfield I like with amenity areas and station in the vicinity, however it only has 52 years on the lease. There is not much else in Henfield in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
Given that I am about to part with over three hundred thousand on a terraced house in Henfield I would like to have a conversation with the solicitor regarding thehouse move before appointing the firm. Can this be arranged?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your property ownership legalities in Henfield.There is no ‘factory style conveyancing’ - every client is an important individual, not a file number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Henfield should be the amount on the final invoice that you end up paying.
A conveyancing company dealt with my conveyancing in Henfield half a dozen years ago and was holding my title documents but has now closed – how do I get hold of them?
Deeds, as such, are no longer appropriate for most homes in Henfield are registered digitally at Land Registry. Should you need to establish evidence of proprietorship or are selling or refinancing your solicitor can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.