The Storrington conveyancing lawyers that I recently instructed on my house acquisition in Storrington have suddenly shut down. They were on acting for me because I had to have a lawyer on the Santander conveyancing panel and my preferred Storrington lawyer was not. I gave my credit card details for them to take £195 for searches. What do I do now?
If you have an estate agent involved then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Santander conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help.
We are buying a 4 bedroom semi-detached house in Storrington. We would like to an extension at the rear at the house.Will legal due diligence on the property include checks to see if these alterations were previously refused?
Your conveyancer should review the deeds as conveyancing in Storrington will occasionally reveal restrictions in the title documents which prevent categories of works or require the permission of a 3rd party. Certain additions call for local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
My wife and I are in the throws of viewing houses in Storrington and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Skipton.
It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are taking out a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Storrington solicitor - who is on the Kent Reliance conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Storrington postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Storrington.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who did the conveyancing in Storrington 4 years ago are no longer around. What are my next steps?
In today’s world there are copies made of almost everything, and your lawyer will be aware exactly where to locate all the relevant documentation so you can buy or sell your house without any difficulty. If copies can’t be located, your conveyancer may be able to put in place insurance or indemnities protecting you against possible claims on your property.
I opted to have a survey carried out on a property in Storrington prior to instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some lenders tend refuse to grant a loan on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Storrington. Conveyancing may be slightly more expensive based on your lender's requirements.
How easy is it to use your search facility to select a conveyancing lawyer in Storrington on the authorised to act for my bank?
Step one is to select a mortgage company such as HSBC Bank, Leeds Building Society or Platform Home Loans Ltd then type in your location e.g. Storrington. Conveyancing organisations in Storrington and nationally should be listed.
My step-father has suggested that I use his conveyancers in Storrington. Do I take his advice?
Much as we are happy to recommend a Storrington conveyancing lawyer the best way to choose a conveyancing lawyer is to seek feedback from friends or family who have used the conveyancer you're contemplating using.