My mortgage broker has asked me for my West Sussex solicitor’s panel reference for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local West Sussex branch but they have not responded to me.
The sensible thing to do is ask for this information from your West Sussex conveyancing practitioner . They retain a central record lender panel numbers.
I'm the sole beneficiary of my late mum's will with all property in now in my sole name, including the my former home in West Sussex. The West Sussex property was put into my name in July. I now wish to sell up. I do know about the CML six month 'rule', meaning my proprietorship will be considered the same way as if I'd bought the property in July. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Some banks would take a pragmatic view as this provision is primarily there to capture subsales or the wholesaling and assigning of properties.
My wife and I are spending time looking at flats in West Sussex and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with Coventry BS.
It would be wise to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
The formalities of my remortgage has taken place for my property in West Sussex. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Do I need to take out insurance to address the risk of chancel repairs when buying a residence in West Sussex?
Unless a prior purchase of the property took place after 12 October 2013 you could expect conveyancing practitioners delivering conveyancing in West Sussex to continue to advocate a chancel search and or chancel repair liability insurance.
The estate agent has sent us the confirmation of our purchase of a new build apartment in West Sussex. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in West Sussex
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I am selling my property. My former conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in West Sussex if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in West Sussex. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I've recently bought a leasehold house in West Sussex. Do I have any liability for service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I acquired a leasehold flat in West Sussex, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Similar properties in West Sussex with over 90 years remaining are worth £216,000. The average or mid-range amount of ground rent is £50 per annum. The lease expires on 21st October 2094
With only 69 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.