If you had a top tip for selecting a conveyancing solicitor in West Sussex what would it be?
We would encourage you not to base your choice on the lowest West Sussex conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
After weeks of negotiation I have agreed a price on a house in West Sussex. My financial adviser suggested a solicitor. I paid an on account payment of £225. Shortly after, the lawyer contacted me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a house in West Sussex on 27/9/2024, valuation was booked 3 days after, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in West Sussex differ for newly converted properties?
Most buyers of new build or newly converted property in West Sussex approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because developers in West Sussex usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in West Sussex or who has acted in the same development.
I decided to have a survey completed on a property in West Sussex in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend refuse to issue a mortgage on this type of premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West Sussex. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Sussex to see if the conveyancing costs will increase in light of this.
Is it simple use the search app to locate a conveyancing practitioner in West Sussex on the panel for my lender?
Step one is to pick a mortgage company such as Nationwide Building Society, Norwich and Peterborough Building Society or Bank of Ireland then choose your location a common one being West Sussex. Conveyancing organisations in West Sussex and nationally should be shown.
In sourcing the world wide web for the phrase conveyancing in West Sussex it shows results of many conveyancersin the vicinity. How do I determine which is the right conveyancing solicitor for my move?
The preferential method of seeking a suitable conveyancer is through a trusted referral, so enquire of friends and family who have acquired a property in West Sussex or the reputable estate agent or financial adviser. Charges for conveyancing in West Sussex differ, so it's sensible to obtain a minimum of three fee calculations from varying types of property lawyers. Be sure to seek confirmation that the fees are fixed.
My conveyancer in West Sussex has requested from me identification documents saying that this is part of his requirements as a conveyancer on the bank Conveyancing panel. Am I being spun a yarn?
Anti-terror and anti-money-laundering rules require West Sussex conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the mortgage company's UK Finance Lenders’ Handbook requirements