My husband and I are acquiring a new build duplex in Cowfold and my lawyer is advising me that she is duty bound to the bank to disclose incentives from the seller. The Estate Agents are hassling me to exchange and I would rather not delay deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cowfold. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/8/2025, the requirements read as follows :
How does conveyancing in Cowfold differ for new build properties?
Most buyers of new build residence in Cowfold come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is finished. This is because builders in Cowfold tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cowfold or who has acted in the same development.
I decided to have a survey done on a house in Cowfold ahead of retaining lawyers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend refuse to grant a loan on such a premises.
It varies from the lender to lender. Santander has different requirements from Halifax. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cowfold. Conveyancing will be smoother if you use a solicitor in Cowfold especially if they are familiar with such properties in Cowfold.
Hoping to buy a property located in Cowfold and I am already nervous. I couldn't find anything specific about Cowfold. Conveyancing will be needed in due course but do you know about the Cowfold area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Cowfold. In the meantime here are some basic statistics that we found
I need to retain a conveyancing solicitor for sale conveyancing in Cowfold. I happened to land on a site which appears to be the perfect offering If it is possible to get all this stuff completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?