I have given 2 months notice to my existing landlord and have to vacate my let out apartment in Boreham by 26/11/2026. Conveyancing for my house purchase has just started. How realistic is it to complete in a couple of weeks as I wish to avoid having to find short term accommodation?
The normal practice is not to give notice on a rental unless you have exchanged. Assuming that you have not already done so, update to your conveyancer and ask them to they apply pressure on the other lawyers, try to a target completion date that all parties will work to achieve
It is 10 years ago since I purchased my property in Boreham. Conveyancing solicitors have just been retained on the sale but I can't find my title documents. Is this a major issue?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by the mortgage company or they could still be with the conveyancers who oversaw your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Boreham relates to registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.
Is there a list of RBS panel conveyancers in Boreham on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few mortgage companies make their panel listings visible on the web. Where you are in need of a Boreham lawyer on the RBS please use our facility.
I have paid off my mortgage with Nottingham. I assume I don't need a Boreham lawyer on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Boreham off the council. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I have been told that property searches are the number one reason for stalling in Boreham house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Boreham.
The estate agent has sent us the confirmation of our purchase of a new build flat in Boreham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Boreham
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
The lawyers handling our conveyancing in Boreham has forwarded documents to review that indicate that the property is unregistered with epitome documents. How can it be that the property not registred at the Land Registry?
It is unusual for property in Boreham to be unregistered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Plenty of Boreham conveyancing practitioners should be capable of dealing with this type of conveyancing but where uncertainty exists the standard proposition presently is for the vendor’s solicitor to deal with the registration formalities first and thereafter deal with the transfer to the buyer - this this chain of events will cause a significant delay.