I can't travel far from Seaforth. Please explain the reason why all Seaforth lawyers are not on all bank panels?
Lenders normally impose restrictions on either the nature or the number of conveyancing solicitors on their approved list of lawyers. A common example of such restriction(s) being that the organisation must have two or more partners. As well as restricting the type of firm, some banks such as HSBC decided to reduce the size of their panel they permit to represent them. You should note that mortgage companies have no liability for the standard of service provided by any Seaforth property lawyer on their panel. Mortgage fraud was a key driver in the reduction of conveyancing panels a few years ago even though there are differing views concerning whether solicitors sat at the center of that fraud. Data published by the Land Registry indicates that thousands of conveyancing practices only carry out one or two conveyances a year. Those advocating conveyancing panel culls ask why law firms deserve claim to be listed on a bank panel when it is apparent that property law is not their primary expertise?
Do the conveyancing practitioners identified through your search tool conduct auction conveyancing in Seaforth?
There are a number of niche solicitors we can put you in touch with those who can conduct auction conveyancing. Seaforth is one of our locations in which our lawyers are based.
How up to date is your database of Seaforth solicitors on the UBS conveyancing panel? Do UBS send you an updated list?
Seaforth conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
I opted to have a survey completed on a house in Seaforth ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks will not give a mortgage on this type of house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you e-mail us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Seaforth. Conveyancing will be smoother if you use a solicitor in Seaforth especially if they are acquainted with such properties in Seaforth.
How do I search for a Seaforth solicitor on the Platform Home Loans Ltd conveyancing panel? I have a car and am happy to travel upto 25kilometers to meet the conveyancer.
You can use the facility on this website. Please select a mortgage company and your location and you will see a number of Seaforth conveyancing lawyers located nearest you. We have detailed some Seaforth conveyancing firms at the bottom of this page and you can ring them to check whether they are on the Platform Home Loans Ltd member panel
Estate agents have just been given the go-ahead to market my garden apartment in Seaforth. Conveyancing lawyers have not yet been instructed, however I have recently had a half-yearly service charge demand – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should pay the invoice as normal given that all rents and maintenance charges will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Leasehold Conveyancing in Seaforth - Examples of Questions you should consider before buying
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Can you tell me if there are any major works in the planning that will add a premium to the maintenance charges? It would be sensible to investigate if the the lease contains any onerous restrictions in the lease. By way of example some leases prohibit pets being permitted in certain buildings in Seaforth. If you like the apartmentin Seaforth but your dog can’t live with you then you have a very hard compromise. Where a Seaforth lease has no more than eighty years it will impact the marketability of the apartment. It is worth checking with your lender that they are willing to to proceed given the lease term. A short lease means that you will almost definitely have to extend the lease sooner rather than later and you need to have some idea of how much this would cost. Remember, in most cases you will be required to have owned the premises for a couple of years in order to be eligible to carry out a lease extension.