Me and my wife are purchasing an apartment in Seaforth. My property lawyer is not listed on the bank solicitor panel. Am I still permitted to appoint my Seaforth conveyancing solicitor notwithstanding that they are excluded from the bank panel of approved conveyancing solicitors?
You have a number of alternatives open to you here
- Complete the deal with your preferred Seaforth property lawyer but your bank will need to appoint a solicitor from their conveyancing panel. This will result in additional cost and potential delay.
- Get a fresh property lawyer to act in the purchase, obviously checking they are on the lender conveyancing panel.
- Convince your property lawyer to apply to join the mortgage company panel
Can the conveyancing practitioners listed on your site conduct auction conveyancing in Seaforth?
We know of a number of niche lawyers we can put you in touch with those specialising in auction conveyancing. Seaforth is one of hundreds of areas of where our lawyers have offices.
Can you clarify what the consequences are if my solicitor is suspended from the Nottingham Solicitor panel ahead of completing my conveyancing in Seaforth?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
How can we tell if a Seaforth conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Seaforth seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer conducting your conveyancing.
We were going to get a OIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Seaforth solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Seaforth solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I am due to exchange contracts on my house. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Bank of Ireland are being problematic. The Seaforth solicitor who is on the Bank of Ireland conveyancing panel is saying indemnity insurance will be fine but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What makes your site different to other internet conveyancing solicitors for conveyancing in Seaforth?
At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Seaforth. Unlike many estate agents and many comparison sites we do not charge firms a commission if you select them for your home move in Seaforth
I need to instruct a conveyancing solicitor for residential conveyancing in Seaforth. I have land on a web site which seems to have the ideal answer If there is a chance to get all formalities completed via web that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?