My wife and I are buying a 3 bedroom flat in Seaforth with a mortgage. We like our Seaforth solicitor, but the bank says she’s not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or continue with our Seaforth conveyancer as well as pay for one of their panel ones to act for them. We regard this is inequitable; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Seaforth conveyancing lawyer to apply to be on the conveyancing panel.
Do lenders provide you with an approved list of Seaforth conveyancing solicitors? How do you know who is on the Barclays conveyancing panel?
Seaforth conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
We are planning to buy with Coventry BS. I dropped in a couple of local practices yet am struggling to find a Seaforth conveyancing firm on the Coventry BS panel. Please you help?
Please do make use of the search tool on this site. Please choose the building society and type Seaforth or your location and you will discover a number of lawyer based in Seaforth or by proximity to you.
I have a terraced Victorian property in Seaforth. Conveyancing practitioner acted for me and Barclays Direct. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Seaforth and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I am selling my home. My previous solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Seaforth if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Seaforth. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
We are four weeks into a leasehold purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Seaforth. I am am extremely disappointed with the level of service. Could you help me find new lawyers?
A conveyancer would need to be very poor to suggest replacing them. Has your loan offer been generated? In the event that it has you must inform them of the new contact details and have the loan are re-issued. Your solicitor ideally needs to be on the banks approved list to avoid escalating expenses and frustration. That should be your first question of the new conveyancers. Our find a solicitor tool should assist you in finding a lender approved lawyer for your home move in Seaforth