Please help. My Kirkstall lawyer is assuring me that she is duty bound toconduct Kirkstall conveyancing searches asthe firm are on the Nat Westsolicitor panel. Is my conveyancer right?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a lender your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Kirkstall conveyancing searches.
Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Kirkstall?
Unless a prior purchase of the house completed after 12 October 2013 you can expect solicitors handling conveyancing in Kirkstall to continue to propose a a chancel search and or chancel repair liability policy.
I have todayfound out that Action Conveyancing have closed. They carried out my conveyancing in Kirkstall for a purchase of a leasehold flat 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kirkstall conveyancing specialists.
Due to the input of my in-laws I had a survey completed on a property in Kirkstall before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders will refuse to give a mortgage on such a premises.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kirkstall. Conveyancing will be smoother if you use a solicitor in Kirkstall especially if they are acquainted with such properties in Kirkstall.
I'm converting the mortgage on my existing property to a buy to let loan with Halifax and I will use the ballance of the raised equity towards further property. The location we are talking about is Kirkstall. Will your conveyancers be able to act for the two banks and tie in the two deals?
Do use our comparison tool on this site to check that the solicitors are on the relevant lender panels. Assuming that they are the lawyer should be able to tie up the two transactions but you should have a chat with you lawyer and communicate your expectations and needs.
My wife and I are disposing of a Kirkstall apartment we inherited six years ago in 2012. I have over 15 years conveyancing know-how and, now retired, intend to carry out my own conveyancing. The buyer's property lawyer has informed me that their Lenders will not allow you to do your own conveyancing mandating that the funds to be passed via a solicitor's bank account.
Lending instructions to solicitors from all mainstream lenders state that If the vendor is not legally represented the purchaser’s lawyers should check whether the lender needs to be told so that a decision can be made as to whether they are prepared to move forward.