My lawyer in Chapeltown is not on the Accord Mortgages Ltd Approved Panel. Can I still use my family solicitor notwithstanding that they are not on the Accord Mortgages Ltd panel of approved conveyancing solicitors?
The limited options available to you here include:
- Carry on with your preferred Chapeltown lawyers but Accord Mortgages Ltd will need to use a solicitor on their panel. This will inevitably rack up the overall conveyancing fees as well as result in frustration.
- Choose a new solicitor to act in the conveyancing, remembering to check they are on the Accord Mortgages Ltd panel
Is it the case that all Chapeltown solicitors on the Nationwide conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Nationwide conveyancing panel they would need to be regulated by the SRA. Many banks do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.
I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nationwide are being difficult. The Chapeltown solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Coventry BS have agreed my home loan in principle, my bid on a house in Chapeltown has been accepted, now what?
Your estate agent will need to know who your solicitors are (make sure the conveyancing practitioners are on the lender’s panel). Call up Coventry BS or the financial adviser and finalise any outstanding paperwork. Coventry BS will sellect a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Coventry BS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Chapeltown.
A relative advised me that where I am buying in Chapeltown I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Chapeltown conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Chapeltown around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chapeltown Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Chapeltown Education with maps and statistics, Local Amenities and other useful information about Chapeltown.
I have recentlybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Chapeltown for a purchase of a leasehold apartment 9 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chapeltown conveyancing specialists.
What does commercial conveyancing in Chapeltown cover?
Chapeltown conveyancing for business premises incorporates a broad range of guidance, provided by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My husband and I are new to the buying process - had an offer accepted, yet the property agent has warned us that the vendor will only go ahead if we appoint their recommended lawyers as they need a ‘quick sale’. My instinct tells me that we should use a local conveyancer accustomed to conveyancing in Chapeltown
It is improbable the vendors are behind this. Should the owner want ‘a quick sale', alienating a genuine buyer is counter productive. Contact the vendors directly and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you are going to instruct your own,trusted Chapeltown conveyancing lawyers - not the ones that will earn the negotiator at the agency a kickback or hit his conveyancing targets demanded by corporate headquarters.