Me and my husband are purchasing a leasehold flat in Pudsey. My Conveyancer has never been on on the mortgage company approved panel. Is it possible for me to continue with my Pudsey conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
You must have a conveyancer to deal with the formalities when you need a mortgage to purchase your property. They will conduct all the appropriate investigations on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage paperwork is in order. One could appoint a Pudsey lawyer of your choice. Nevertheless, if the solicitor appointed is not a member of the lender solicitor panel supplemental fees will be levied as separate legal representation will be required by them. Lender panel applications can be submitted, so where your conveyancer has not previously applied for membership they should take the opportunity to apply.
Last July we completed a house move in Pudsey. We have since encountered a number of problems with the house which we suspect were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been conducted for conveyancing in Pudsey?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Pudsey. Conveyancing searches and investigations undertaken during the buying process are supposed to help avoid problems. As part of the legal transfer of property, the vendor fills in a questionnaire known as a SPIF. answers proves to be misleading, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Pudsey.
What will a local search reveal concerning the property my wife and I purchasing in Pudsey?
Pudsey conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company such as Searches UK The local search plays a central part in most Pudsey conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I used Arc property Solicitors a few years ago for my conveyancing in Pudsey. I now require my file but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Pudsey of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a property in Pudsey before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some banks tend not issue a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Pudsey. Conveyancing will be smoother if you use a solicitor in Pudsey especially if they are accustomed to such properties in Pudsey.
My cousin has recommend that I use his lawyers for conveyancing in Pudsey. Should I use them?
There are no two ways about it the best way to choose a conveyancing practitioner is to seek recommendations from friends or family who have previously instructed the firm that you are contemplating using.