I am purchasing a terrace house in Yeadon. Our aim is to carry out an extension to the side at the property.Will legal work on the property involve checks to determine if these works are allowed?
Your conveyancer will check the registered title as conveyancing in Yeadon can on occasion identify restrictions in the title documents which restrict categories of changes or require the permission of another owner. Many additions need local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
My partner and I have arranged the release of further funds on our mortgage from Santander as we wish to conduct renovations to our house in Yeadon. Are we obliged to appoint a local Yeadon solicitor on the Santander conveyancing panel to handle the legals?
Santander do not ordinarily appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.
I have decided to exercise my right to buy my property in Yeadon off the council. I have a mortgage agreed with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
Various online forums that I have come across warn that are a common cause of stalling in Yeadon house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances during the legal transfer of property. Searches are unlikely to feature in any delay in conveyancing in Yeadon.
How does conveyancing in Yeadon differ for newly converted properties?
Most buyers of new build property in Yeadon approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Yeadon tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Yeadon or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Yeadon is the location of the property. Can you shed any light on this issue?
Flying freeholds in Yeadon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Yeadon you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Yeadon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been recommended by a number of selling agents in Yeadon to find a property lawyer using your seach tool. Is there a financial advantage for Estate Agents to offer your lawyers over a competitor’s?
We don’t give any commission for sending work our way. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
As co-executor for the estate of my uncle I am disposing of a residence in Newport but live in Yeadon. My lawyer (approximately 260 miles from merequires that I execute a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Yeadon who can attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are based in Yeadon