My mortgage broker requires my Culcheth lawyer’ panel member for the Nat West conveyancing panel. How do I obtain this. I have tried my local Culcheth office but they have not responded to me.
You are best placed to get this information from your Culcheth property lawyer . They keep a central record lender panel numbers.
Do the conveyancing solicitors identified through your search tool carry out right to buy conveyancing in Culcheth?
We do have numerous conveyancing lawyers carrying out right to buy conveyancing Please call the solicitors listed to obtain a conveyancing quote.
Can your site be used to recommend a Conveyancing solicitor in Culcheth even if I’m not buying or selling a house, for example where I wish to buy a shop in Culcheth with a mortgage from Bank of Scotland?
Our comparison service is predominantly used to get a quote from residential conveyancing solicitors in Culcheth but we have recorded at the end of this page some Culcheth commercial conveyancing firms. You will need to enquire with the firm directly to see if they are also authorised to represent Bank of Scotland
I'm the only beneficiary of my late father’s will and I have everything in my name alone, including the my former home in Culcheth. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be regarded the same way as if I'd bought the house in December. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. How practical a view banks take of it, depend on the lender as this provision principally exists to capture subsales or the flipping of property.
We previously chose solicitors with offices in Culcheth on the Nationwide solicitor approved list. They are now charging me a separate charge for the legal aspects of the Nationwide mortgage. Is this a supplemental conveyancing fee set by Nationwide?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your property lawyer can levy a fee for this. This fee is not set by Nationwide but by your Culcheth lawyer. Numerous firms on the Nationwide panel will charge ’dealing with mortgage’ fee but many practices include it on their overall fee.
After much negotiation I have agreed a price on a house in Culcheth. My mortgage broker recommended their conveyancers. I paid an on account payment of £175. A few days later, the property lawyer contacted me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I opted to have a survey completed on a property in Culcheth in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend refuse to grant a loan on such a house.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Culcheth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Culcheth to see if the conveyancing will be more expensive.
How difficult is it to transfer to a new firm as I have to retain one who is on the Chelsea Building Society conveyancing panel. I had appointed a family conveyancing solicitor in Culcheth five minutes from me but he is not approved by Chelsea Building Society
It would be our pleasure to assist you find a conveyancing solicitor in Culcheth on the Chelsea Building Society panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Culcheth. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Culcheth.