I do hope you can assist me. My Irlam and Cadishead solicitor is assuring me that she is duty bound toconduct Irlam and Cadishead conveyancing searches asthe firm are on the Lloydsapproved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with a lender your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Irlam and Cadishead conveyancing searches.
It is is a decade since I purchased my property in Irlam and Cadishead. Conveyancing solicitors have now been retained on the sale but I am unable to find my deeds. Will this cause complications?
You need not be too concerned. First there is a chance that the deeds will be kept by your lender or they could be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Irlam and Cadishead involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Irlam and Cadishead. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/2/2025, the requirements read as follows :
I have been told that property searches are the number one reason for obstruction in Irlam and Cadishead house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Irlam and Cadishead.
I was recommended by three or four local selling agents in Irlam and Cadishead to locate a conveyancer using your seach tool. Is there a financial inducement for Estate Agents to market your services ahead of alternative conveyancing organisations?
We don’t make any commission for sending work in our direction. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I need to instruct a conveyancing solicitor for sale conveyancing in Irlam and Cadishead. I have land on a site which appears to be the perfect offering If it is possible to get all the legals completed via phone that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?