Can your site be used to recommend a Conveyancing solicitor in Little Ilford even if I’m not buying or disposing of a house, for instance if I intend to buy a shop in Little Ilford with a mortgage from Birmingham Midshires?
Our search tool is mainly used to help choose domestic conveyancing solicitors in Little Ilford but we have recorded towards the bottom of this page some Little Ilford commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Birmingham Midshires
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Little Ilford. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/2/2025, the requirements read as follows :
We are buying a property in Little Ilford. I might seem paranoid but how we can trust a lawyer? On the day of competition we have to put our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am the only recipient of my late mum's estate and I have everything in my name alone, including the my former home in Little Ilford. The Little Ilford property was put into my name in January. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership may be considered the same way as if I'd bought the house in January. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. many banks would take a practical view as this obligation chiefly exists to pick up on the purchase and immediately sell or the flipping of property.
I can not fathom if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Little Ilford bank branch on numerous occasions and was advised it wasn't a problem and they will lend. My Little Ilford conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. I simply don't know who is right.
Provided that the solicitor is on the lender approved list, they must comply with the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I used Arc property Solicitors several years past for my conveyancing in Little Ilford. Now, I need the files however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Little Ilford of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Little Ilford differ for newly converted properties?
Most buyers of new build residence in Little Ilford contact us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Little Ilford typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Little Ilford or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Little Ilford is where the house is located. Is there any guidance you can impart?
Flying freeholds in Little Ilford are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Little Ilford you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Little Ilford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.