Souldinstructing a Little Hampton conveyancing solicitor make the home moving process easier?
On the whole conveyancing lawyers in your location will have excellent relationships with your local authority, which could help with the Little Hampton conveyancing searches that your conveyancer will inevitably need. It can only assist if they enjoy strong relationships with the Local Land Registry Office your area Little Hampton, other property lawyers in the neighbourhood and Little Hampton selling agents.
My grandfather passed away six months ago and as sole heir and executor I was left the property in Little Hampton. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then Virgin Money will require that you use a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.
Should our lawyer be asking questions concerning flooding during the conveyancing in Little Hampton.
Flooding is a growing risk for conveyancers dealing with homes in Little Hampton. Some people will buy a property in Little Hampton, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to impart advice on flood risk, however there are a various checks that can be initiated by the buyer or by their solicitors which can give them a better appreciation of the risks in Little Hampton. The conventional set of information given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the owner to discover whether the premises has suffered from flooding. If flooding has previously occurred and is not revealed by the vendor, then a buyer may commence a compensation claim resulting from an incorrect response. A buyer’s lawyers should also conduct an enviro report. This should reveal whether there is a recorded flood risk. If so, further inquiries will need to be made.
I used Action Conveyancing several years ago for my conveyancing in Little Hampton. I now require my file however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Little Hampton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Little Hampton is where the house is located. What do you suggest?
Flying freeholds in Little Hampton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Little Hampton you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Little Hampton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What type of property do your Little Hampton conveyancing quotes apply to?
Our conveyancing quotes are only relevant to standard residential property in England & Wales. Where you have any different requirements for instance industrial or agricultural land or commercial conveyancing in Little Hampton do contact us to discuss your requirements .