I am in the throes of swapping over from my domestic home loan to a Buy to Let Nationwide Building Society mortgage. I have been informed by my broker that I require a solicitor for this. I got in contact with my former Mancot conveyancing firm who acted on my behalf when I originally purchased the property. The pricing estimate sent of £500 has shocked me as its a remortgage than a sale or purchase.
The charges seem a bit high. Where you are prepared to invest time comparing quotes you may be able to get the conveyancing a bit cheaper by say £100 plus VAT. That being said, assuming were satisfied with the service the firm offered you maycome to regret opting for an a cheaper lawyer. If is important to check the solicitor can represent Nationwide Building Society. You can employ our search tool to find a Mancot conveyancing firm on the Nationwide Building Society approved list of lawyers, which can often include conveyancing solicitors in Mancot.
Our lawyer has identified a a problem with the lease for the property we are buying in Mancot. The seller’s lawyers have suggested title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancer has advised that he must be satisfied that the bank is content with this solution. Are we the client or is the bank?
Regardless of the fact that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the mortgage company are the client. The appropriate lender specifications have to be complied with.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Mancot. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/9/2025, the requirements read as follows :
Is it the case that all Mancot solicitors on the Clydesdale conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many banks do permit licenced conveyancers on their panel in which case such organisation would be governed by the CLC.
We have agreed to purchase a house in Mancot. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that you are obtaining a mortgage with Virgin Money your lawyer must comply with the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Virgin Money where a lease does not satisfy these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Mancot.
I have paid off my mortgage with Barclays. I assume I don't need a Mancot conveyancing practitioner on the Barclays panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Back In 2008, I bought a leasehold house in Mancot. Conveyancing and Lloyds TSB Bank mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Mancot who previously acted has now retired. Any advice?
The first thing you should do is contact the Land Registry to be sure that this person is in fact the new freeholder. You do not need to instruct a Mancot conveyancing practitioner to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Mancot - Sample of Queries Prior to Purchasing
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How many years remain on the lease? Best to be warned if window replacement or some other major work is coming up to be shared between the tenants and will dramatically increase the the service fees or result in a specific payment. For many Mancot leaseholds the cost for major works tend not to be wrapped into the service charges, albeit that a few managing agents in Mancot require tenants to pay into a reserve fund and this is used to offset against larger repairs or maintenance.
I am searching for Mancot conveyancing quotes online. Can I be sure that all the Mancot firms that are listed on your website are on the mortgage company conveyancing panel?
The solicitor and licensed conveyancing practices on our directory have assured us via an online form that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Mancot conveyancing solicitor being on the lender conveyancing panel is not accurate.