Is there a reason why leasehold purchase conveyancing in Shotton costs more?
In short, leasehold conveyancing in Shotton and Flintshire usually requires extra work compared to freehold transactions. This includes analysing the lease terms, corresponding with the landlord concerning serving applicable notices, securing current service charge and management information, securing the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different proprietor have owned the lease since it was first granted.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Shotton. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/12/2025, the requirements read as follows :
Can you help - my lawyer says that flying freehold insurance is needed on my purchase. What is the level of cover for Shotton conveyancing?
The right level of flying freehold indemnity insurance depends on your lender. It would differ for example between Lloyds TSB Bank and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
We are getting a further advance on our home loan from HSBC as we wish to conduct a loft conversion to our property in Shotton. Are we obliged to appoint a high street Shotton solicitor on the HSBC conveyancing panel to deal with the legals?
HSBC do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC panel.
After months of negotiation I have agreed a price on a house in Shotton. My mortgage broker suggested a property lawyer. I paid an advanced payment of £150. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been told that property searches are a common cause of obstruction in Shotton conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Shotton.
How does conveyancing in Shotton differ for new build properties?
Most buyers of new build residence in Shotton come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is completed. This is because new home sellers in Shotton tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Shotton or who has acted in the same development.
What do I do if I am not happy with the conveyancer who handled our conveyancing in Shotton?
We live in an imperfect world, and is is a fact of life that occasionally things do go wrong. However there is recourse if you were dissatisfied with your conveyancing in Shotton. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their governing body. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.