I was advised yesterday by my lender that my Ewloe solicitor is not on the lender Conveyancing panel. How can I be certain if this is indeed the case?
Your first step should be to contact your Ewloe conveyancer. You lawyer should inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
Please could you vouch for a Alliance & Leicester sanctioned Ewloe conveyancing solicitor finish our home move within two weeks? Would it be better to use a local Ewloe conveyancer or an internet comparison site?
We can recommend some very good Ewloe conveyancing firms. You can also walk up the high street in Ewloe. Visit a couple of law practices and request to speak with a conveyancing solicitor for a quote. Explain your time frames together with the reasons and ask for an assurance on speed. Appoint the lawyer that genuine.
I am the registered owner of a freehold house in Ewloe yet charged rent, why is this and what is this?
It’s unusual for properties in Ewloe and has limited impact for conveyancing in Ewloe but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
I completed on my house on 7 October and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Ewloe advises it will be formalised in a couple of weeks. Are properties in Ewloe particularly slow to register?
There is nothing unique about conveyancing in Ewloe registration formalities. As opposed to being determined by geographic area, timescales can adjust subject to who lodges the application, whether there are errors and if the Land registry have to notify any interested parties. At present roughly 80% of submission are fully dealt with in less than three weeks but occasionally there can be extensive delays. Registration occurs once the purchaser has moved in to the property so 'speed' is not typically top priority but if there is a degree of urgency associated with the registration then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Ewloe differ for new build properties?
Most buyers of new build or newly converted property in Ewloe come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is built. This is because builders in Ewloe typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ewloe or who has acted in the same development.
My wife and I today found out that one of the partners of the law firm undertaking the purchase conveyancing in Ewloe is an uncle of the vendor. Is this allowed?
On the basis that no conflict arises this is permitted. If you are obtaining a mortgage then the bank may have a say as many lenders have specific requirements concerning this. For example for Yorkshire Building Society as of 22/11/2024, the requirements read as follows :
* there is no conflict of interest and none arises during the transaction
* the firm is a partnership
* the conveyancer acting is not the borrower or a member of the borrower's immediate family