After what seems like an age a mortgage agreement from Santander for the refinancing of my 3 room garden flat is due imminently. Could you recommend a cheap conveyancing lawyer in Higher Kinnerton?
You have arrived at the wrong place to search for the cheapest conveyancing in Higher Kinnerton. Our aim is to provide cost effective conveyancing but we do not aim to advertise as being the cheapest. Do not be seduced by companies teasing you with £100 conveyancing in Higher Kinnerton. At best, in deciding on cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for additional fees and still not get the service you were looking for.
About to place a bid on a leasehold flat in Higher Kinnerton. The estate agents say that it is the norm for flats in Higher Kinnerton to have less than 75 years remaining. I am obtaining a loan with Platform. Will the property be mortgageable given that the lease has 70 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 31/10/2025 the requirements read as follows :
I am looking for a ground for flat up to £195,000 and identified one round the corner in Higher Kinnerton I like with a park and transport links in the vicinity, the downside is that it only has 49 years unexpired on the lease. There is not much else in Higher Kinnerton in this price bracket, so just wondered if I would be making a mistake buying a short lease?
If you need a mortgage the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
My husband and I are four weeks into a residential purchase having been directed to conveyancers by the estate agent to do our conveyancing in Higher Kinnerton. I am not happy. Could you help me find new lawyers?
A lawyer would have to be really bad to suggest replacing them. Has the mortgage offer been sent? If so you must advise them of the new contact details and have the offer are re-sent. Your conveyancer should be on the mortgage company approved list to avoid escalating charges and frustration. That should be your first question of the new lawyers. Our find a solicitor tool will help you find a lender approved conveyancer for your home move in Higher Kinnerton
My wife and I purchased a leasehold house in Higher Kinnerton. Conveyancing and Accord Mortgages Ltd mortgage organised. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Higher Kinnerton who acted for me is not around. What should I do?
First make enquiries of the Land Registry to make sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. You do not need to instruct a Higher Kinnerton conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I invested in buying a 2 bed flat in Higher Kinnerton, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Higher Kinnerton with an extended lease are worth £211,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease ends on 21st October 2093
With only 68 years remaining on your lease we estimate the price of your lease extension to be between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.
Me and my partner are about to complete on the purchase a house in Higher Kinnerton but as a result of wreckage from the recent storms I have negotiated reparation from the owner of £2k by way of a adjustment in the price. This was going to be addressed as part of the conveyancing process yet my mortgage company will not agree to this. Why were they informed?
The property lawyer being on the mortgage company conveyancing panel is duty bound to disclose to the lender of any variations to the sale amount. If you prohibit your property lawyer to notify the reduction to your lender then they would have to disinstructing themselves from representing you and the bank.