Would the conveyancing lawyers identified via your search tool conduct conveyancing in Higher Kinnerton by way of an attended exchange?
There are a few conveyancing specialists who can conduct 24hr exchanges. Do e-mail us to secure a conveyancing quote and details as to availability.
My aunt passed away six months ago and as sole heir and executor I was left the house in Higher Kinnerton. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then Nationwide will require that you use a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
I am buying a end of terrace house in Higher Kinnerton. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve checks to determine if these works are allowed?
Your solicitor should review the deeds as conveyancing in Higher Kinnerton can sometimes identify restrictions in the title documents which restrict categories of works or require the consent of another owner. Some extensions call for local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I have paid off my mortgage with Bank of Ireland. I assume I don't need a Higher Kinnerton lawyer on the Bank of Ireland panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
Having read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Higher Kinnerton solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Higher Kinnerton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are buying a property and the lawyer has mentioned Chancel Repair to which the house could be liable as it falls into the area of such a church. She has mentioned insurance. Is this strictly necessary for conveyancing in Higher Kinnerton
Unless a prior acquisition of the premises took place after 12 October 2013 you can take it that lawyers conducting conveyancing in Higher Kinnerton to remain recommending a chancel search and or insurance against a claim.
How do I search for a Higher Kinnerton solicitor on the Santander conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the conveyancer.
You can use the search on this website. Please choose the mortgage company and your location and you will see a number of Higher Kinnerton conveyancing lawyers located nearest you. We have detailed some Higher Kinnerton conveyancing firms at the bottom of this page and you can contact them to verify whether they are on the Santander member panel
In my capacity as executor for the estate of my grandfather I am disposing of a house in Cardiff but reside in Higher Kinnerton. My conveyancer (approximately 260 kilometers from merequires that I sign a stat dec prior to completion. Could you suggest a conveyancing solicitor in Higher Kinnerton to attest and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Higher Kinnerton based