I am expecting a mortgage offer from Santander. My intention is to instruct a Licensed Conveyancer in Holbrook. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
It is a dozen years since I purchased my property in Holbrook. Conveyancing solicitors have just been retained on the sale but I am unable to find my title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by your lender or they could be in the possession of the lawyers who handled your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Holbrook relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
I require fast conveyancing in Holbrook as I am under an ultimatum to complete within 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in Holbrook the following are instances of what can be revealed and adversely affect future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Holbrook?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Holbrook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My uncle has suggested that I instruct his conveyancers in Holbrook. Should I use them?
No doubt the best way to select a conveyancing practitioner is to seek feedback from friends or family who have used the firm that you are are thinking of instructing.
I happen to be an executor of my recently deceased aunt’s Will, with a house in Holbrook which is to be sold. The property is unregistered at the Land Registry and I'm told that some purchasers will insist that it is in place before they'll proceed. What's the procedure for this?
In the situation that you have set out it seems prudent to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.