I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Holbrook. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/1/2026, the requirements read as follows :
Will our solicitor be making enquiries regarding flooding as part of the conveyancing in Holbrook.
Flooding is a growing risk for solicitors dealing with homes in Holbrook. There are those who buy a property in Holbrook, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Conveyancers are not best placed to offer advice on flood risk, however there are a numerous searches that can be undertaken by the purchaser or by their conveyancers which can figure out the risks in Holbrook. The standard completed inquiry forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the owner to discover whether the property has historically flooded. In the event that flooding has previously occurred which is not disclosed by the seller, then a purchaser may bring a compensation claim as a result of such an incorrect response. A buyer’s conveyancers may also carry out an enviro search. This will reveal whether there is a recorded flood risk. If so, further investigations should be conducted.
I am buying a new build house in Holbrook with a mortgage from Clydesdale. The sellers would not reduce the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not reveal to my solicitor about the side-deal as it may affect my mortgage with Clydesdale. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm remortgaging my current home to a BTL mortgage with Leeds Building Society and intend to use the remaining equity as a down payment on further property. The area we are looking at is Holbrook. Will your solicitors be able to act for both sets of mortgage companies and link together the conveyances?
Do use our comparison tool on this site to ensure that the solicitors are approved by both banks. On the basis that they are the solicitor should be able to connect the two conveyancing matters but you should talk with you conveyancer and make apparent your expectations and needs.
My husband and I are 18 days into a residential purchase having been recommend to conveyancers by the estate agent to handle our conveyancing in Holbrook. I am am starting to be frustrated with the level of service. Could you help me find new solicitors?
A conveyancer would have to be very bad in order to consider replacing them. Has your loan offer been sent? If so you need to make them aware of the new conveyancer and have the offer are re-issued. Your conveyancer should be on the lenders panel to avoid escalating charges and delays. That should be your first question of the new lawyers. Our find a solicitor tool will assist you in finding a bank approved solicitor for your home move in Holbrook
What are your top tips when it comes to finding a Holbrook conveyancing firm to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Holbrook conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with several firms including non Holbrook conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be of use:
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What volume of lease extensions have they carried out in Holbrook in the last 12 months?
Holbrook Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying
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This information is useful as a) areas can cause problems for the building as the communal areas may begin to deteriorate if maintenance remain unpaid b) if the tenants have a dispute with the managing agents you will want to know about it What restrictions are contained in the Holbrook Lease?