I require conveyancing for a flat in a relatively new development (five years old) in Wellingborough. Almost all the appartments are already sold. Do I need carry out the neighbourhood searches as part of conveyancing in Wellingborough?
Where you are obtaining a mortgage, your bank will insist on some (many) of the searches so you'll have no choice. If not, then Wellingborough conveyancing searches are for you to decide upon. No doubt your conveyancer, will 'advise', perhaps strongly, that you should not go ahead without searches, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or ask you to appoint a different lawyer for your conveyancing in Wellingborough.
I am purchasing a property and need a conveyancing solicitor in Wellingborough who is on the The Mortgage Works conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Wellingborough. We dont recommend any particular firm.
My wife and I are buying a property in Wellingborough. I might seem paranoid but how we can trust a solicitor? On completion day we have to deposit funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
is it true that all Wellingborough conveyancing solicitors on the Skipton conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some banks do list licenced conveyancers on their panel and in that case the organisation would be governed by the Council of Licensed Conveyancers.
I was told four weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Wellingborough is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Wellingborough?
Unless a previous acquisition of the property took place after 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in Wellingborough to remain encouraging a chancel search and or chancel repair liability policy.
My wife and I own a terraced Georgian property in Wellingborough. Conveyancing practitioner acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wellingborough and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who conducted the purchase.
Some weeks ago I was informed by my mortgage company that their panel lawyers operate no sale no fee basis for conveyancing in Wellingborough. I had a purchase fall through and now the lawyers want search fees! They say the fees are seperate!
Wellingborough conveyancing search fees are disbursements not legal costs as these are payable to independent parties.