I am in a contract race with another prospective purchaser for a property in Geddington. What can I do to speed up matters?
Where you are under a tight deadline for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will benefit local contacts and know-how. It is even conceivable that they could have conducted otherhouses in the same street. Therefore consider using a Geddington conveyancing solicitor. In addition, be sure that the conveyancing firm is on the lender panel. It is said that 18% of Geddington conveyancing transactions are delayed or jeopardised after discovering a purchaser’s solicitor was not on their mortgage lender’s member panel. In many cases this discovery resulted in the transaction being delayed by an average of 21 days. It is estimated that this issue affects approximately one hundred thousand home moves annually. Many Geddington conveyancing practices can not represent certain lenders so do check at the outset.
We note that you have a post code search directory listing law firms on the Coventry BS conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Geddington?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Geddington.
I am assisting my niece sell her property in Geddington. Does the conveyancer commission the EPC or do I organise this?
After the demise of HIPs, energy assessments was maintained a compulsory part of moving house. An EPC should be commissioned before the property is advertised. It is not as aspect of the sale process that conveyancers ordinarily organise. Where you are instructing a Geddington conveyancing lawyer they might be willing to arrange EPC’s due to their contacts with long established local energy assessors
I have decided to exercise my right to buy my property in Geddington off the council. I have a mortgage agreed with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Geddington solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Geddington postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Geddington.
I understand that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when buying a residence in Geddington? or Apparently there is an ancient law that could mean that homeowners living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this applicable for conveyancing in Geddington?
Unless a prior acquisition of the property completed post 12 October 2013 you could expect lawyers conducting conveyancing in Geddington to remain recommending a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly identified during conveyancing in Geddington?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Geddington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My husband and I are novice buyers - agreed a price, but the property agent informed us that the vendor will only go ahead if we appoint their chosen lawyers as they need a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Geddington
We suspect that the seller is not behind this ultimatum. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious buyer is going to damage their objectives. Try to communicate with the sellers directly and explain that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you intend to use your own,trusted Geddington conveyancing solicitors - not the ones that will provide the negotiator at the agency a kickback or achieve conveyancing thresholds set by corporate headquarters.