We are purchasing a end of terrace house in Forest Hill. We would like to carry out an extension to the side at the property.Will legal work on the property involve investigations to see if these alterations are permitted?
Your solicitor should check the registered title as conveyancing in Forest Hill can sometimes reveal restrictions in the title documents which prohibit categories of alterations or necessitated the consent of a 3rd party. Certain works call for local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
Are all Forest Hill Conveyancing Quality Solicitors on the Principality conveyancing panel?
It is true that some lenders now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
We have agreed to purchase a house in Forest Hill. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender TSB be concerned?
Given that you are obtaining a mortgage with TSB your lawyer must follow the formal instructions contained in Section two of UK Finance Lenders’ Handbook for TSB. The CML Handbook sets out minimum specifications for solar panel roof-space leases, and property lawyers are required to report to TSB where a lease does not meet these requirements. The specifications relate to the installation of panels on properties nationwide and is not restricted to Forest Hill.
Various web forums that I have frequented warn that are the primary reason for obstruction in Forest Hill house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays during the legal transfer of property. Local searches are unlikely to feature in any delay in conveyancing in Forest Hill.
How does conveyancing in Forest Hill differ for newly converted properties?
Most buyers of new build premises in Forest Hill come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is built. This is because developers in Forest Hill typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Forest Hill or who has acted in the same development.
I decided to have a survey carried out on a house in Forest Hill ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some lenders may refuse to grant a loan on this type of house.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Forest Hill. Conveyancing will be smoother if you use a solicitor in Forest Hill especially if they are accustomed to such properties in Forest Hill.
My step-father has suggested that I instruct his conveyancing solicitors in Forest Hill. Should I use them?
Much as we are happy to recommend a Forest Hill conveyancing lawyer it’s preferable to select a conveyancing solicitor is to have referrals from friends or relatives who have experience in using the solicitor you're contemplating using.
There are a lot of properties in Forest Hill on unadopted roads. I am acquiring one such property. What are the pros and cons of purchasing a property on a private road?
Forest Hill conveyancing solicitors are used to conveyancing homeson unadopted roads. Your conveyancer should investigate Land Registry data to identify any rights or liabilities. It is possible that there is a management company (wholly owned by residents) that owners make annual payments to maintain the road. Where there is one, the road should be maintained and appear better than publicly adopted.