Having been suggested to visit your service we were about to appoint conveyancing solicitor in Sydenham endorsed by you but stumbled across alternative quotes via the web appear cheaper – how come?
There are a variety of solicitors offering at first sight what seems to be very low prices. We suggest that you give due consideration as to how much you respect your own move to you are willing to take 'cheap' risks with regard to the standard of the legal work. Many of them highlight a budget fee to grab your attention but conceal extra fees in the small print..
My Sydenham lawyer has identified an inconsistency when comparing the surveyor’s assumptions in the home valuation survey and what is revealed within the title deeds. My solicitor says that he needs to check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action legitimate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
About to place a bid on a leasehold property in Sydenham. The estate agents say that it is normal for flats in Sydenham to have less than 75 years unexpired on the lease. I am getting a loan with Platform. Is this going to be acceptable if the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 27/7/2025 the requirements read as follows :
We are getting a further advance on our home loan from Santander as we want to conduct improvements to our property in Sydenham. Do we need to choose a local Sydenham solicitor on the Santander conveyancing panel to handle the paperwork?
Santander do not ordinarily appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander list.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Sydenham property lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
The formalities of my remortgage has taken place for my property in Sydenham. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Are there restrictive covenants that are commonly identified as part of conveyancing in Sydenham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Sydenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Taking into account that I will soon part with hundreds of thousands of pounds on a two bedroom apartment in Sydenham I would like to talk to a lawyer concerning thetransaction in advance of giving the go ahead to the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your property ownership legalities in Sydenham.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Sydenham should be the figure that you are charged.