When can the exchange of contracts happen for purchase conveyancing in Sydenham and do I need to be at the conveyancers branch?
Where you are round the corner to one of the conveyancing solicitors in Sydenham you are invited in to sign documents. That being said, the firms we recommend provide a national conveyancing service and provide as equally diligent and professional a job for you when dealing with you electronically. The executing of the purchase agreement is not the point of no return. A signed contract is just a prerequisite for the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Sydenham)to be in the office available at the end of the phone to exchange contracts.
I am considering applying for a Clydesdale mortgage for purchase of a new build (under development) in Sydenham with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Clydesdale ?
In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
What is the difference between a licensed conveyancer and conveyancing solicitor in Sydenham
Two types of professional can conduct conveyancing in Sydenham namely licenced conveyancers or solicitors. The two can provide the legal services that required to complete the disposal or purchase of property. They are both obliged to carry out Sydenham conveyancing to the same standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly conducted and that the requirements and steps will be accurately taken.
I am assisting my mother sell her house in Sydenham. Will the conveyancer order an energy performance certificate or it is for the seller to coordinate?
After the demise of HIPs, EPC’s was retained a mandatory part of selling a property. An energy performance certificate needs to be commissioned prior to the property being placed on the market. It is not as aspect of the sale process that conveyancers normally arrange. If you are using a Sydenham conveyancing practitioner they may be able to arrange energy assessments due to their relationships with long established local accredited person
I am selling my flat. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Aldermore are being problematic. The Sydenham solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified as part of conveyancing in Sydenham?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Sydenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the input of my in-laws I had a survey completed on a house in Sydenham ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks tend not issue a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Sydenham. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to transfer to a new firm as I have to instruct a firm on the Barnsley Building Society conveyancing panel. I had appointed a local conveyancing solicitor in Sydenham five minutes from me but he is not accepted by Barnsley Building Society
We will our best to assist in finding you a conveyancing solicitor in Sydenham on the Barnsley Building Society panel. Please note that the solicitors that we work with do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Sydenham. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Sydenham.