What is the optimum way to discover of the solicitor handling my conveyancing in Catford is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus spending £187.00 plus VAT in additional conveyancing invoice.
Please do make the most of the find a conveyancing panel solicitor tool on this page. Pick the lender and type ‘Catford’ or your preferred area and you will see numerous conveyancers based in Catford or by proximity to you.
My wife and I buying a end of terrace house in Catford. We would like to convert the garage to an office at the house.Will legal conveyancing on the property involve investigations to determine if these works are allowed?
Your solicitor should check the registered title as conveyancing in Catford can on occasion identify restrictions in the title documents which prohibit certain works or necessitated the consent of another owner. Certain extensions need local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
We previously appointed conveyancers based in Catford on the Coventry BS solicitor approved list. They have just invoiced me an additional amount for the legal aspects of the Coventry BS mortgage. Is this an additional conveyancing fee set by Coventry BS?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner can levy a fee for this. The charge is not set by Coventry BS but by your Catford solicitor. Plenty of firms on the Coventry BS panel will quote ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Catford property lawyer on the Leeds Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
How does conveyancing in Catford differ for newly converted properties?
Most buyers of new build or newly converted property in Catford come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is completed. This is because builders in Catford usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Catford or who has acted in the same development.
Is it simple use your search facility to get a quote from a conveyancing lawyer in Catford on the approved list for my lender?
1st pick a lender such as Birmingham Midshires, Norwich and Peterborough Building Society or Britannia then type in your location e.g. Catford. Conveyancing practices in Catford and beyond will then be shown.
My step-father has suggested that I instruct his conveyancing solicitors in Catford. Should I use them?
No doubt the ideal way to select a conveyancing practitioner is to seek guidance from friends or family who have actually previously instructed the firm you're are thinking of instructing.
A conveyancing company handled my conveyancing in Catford half a dozen years ago and was holding my deeds but has since been shut down – What steps do I now take to get hold of these?
Title deeds, as such, no longer exist as the majority of homes in Catford are archived digitally at Land Registry. Should you need to prove ownership or are disposing of or re-mortgaging your conveyancing practitioner should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.