Why would I appoint a Catford conveyancing firm given that internet based conveyancers are more affordable?
By all means make sure that you compare conveyancing costs in Catford and you should seek a competitive estimate but don’t be focused with getting the lowest priced Catford conveyancer. Identifying the right conveyancer can mark the distinction between a seamless and a frustrating home move. It is important that you ensure that you have expert guidance from a trusted solicitor. Emails can't replace a telephone conversation and can never replicate a one to one consultation. Our partner firms will allocate you a qualified and trusted conveyancing solicitor that will tackle your conveyancing from from the outset to completion, providing a level of personalised service that you will never get with an internet conveyancer. Our lawyers will update you on any developments and keep you informed. Should it ever be necessary to call the firm you will know who to ask for and we'll ensure you are kept fully informed.
My property lawyer in Catford has never been on on the Bank of Scotland Approved Panel. Can I still use my prefered solicitor notwithstanding that they are excluded from the Bank of Scotland approved list?
Your options are as follows:
- Carry on with your existing Catford lawyers but Bank of Scotland will need to retain a conveyancer on their panel. This will inevitably rack up the overall legal fees as well as cause delays.
- Find a new practitioner to act in the purchase, not forgetting to check they are Bank of Scotland approved.
- Persuade your Bank of Scotland based solicitor to seek to join the Bank of Scotland panel
I am being told by my lawyer that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Catford?
The appropriate level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Barnsley Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
RBS have agreed my mortgage in principle, my bid on a house in Catford has been accepted, what are the next steps?
The estate agent will wish to be informed of your conveyancer's details (ensure that the property lawyers are on the bank’s panel). Contact RBS or the financial adviser and complete any appropriate documentation. RBS will sellect a valuer who will get in contact with the estate agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. RBS will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Catford.
Our sealed bid on a semi in Catford has been agreed to, but there is a chain. The owners have offered on a flat, but it’s not yet agreed to, and have viewings of other properties in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Catford. What should be my next step? When do I get the mortgage application with Aldermore going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then survey, Catford conveyancing search costs, etc). First, you should ensure that your property lawyer is on the Aldermore conveyancing panel. As to the next steps this very much dictated by the specifics of your transaction, motivation for this property and on the state of the market. In a buoyant market the majority of purchasers would apply for a home loan with Aldermore and pay for the valuation and only if it comes back ok would they request their lawyer to press on with searches.
I used Stirling Law several years past for my conveyancing in Catford. Now, I need my files however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Catford of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been recommended by a couple of local estate agents in Catford to get a quote from a solicitor using your seach tool. Is there a financial inducement for Estate Agents to recommend your site ahead of a competitor’s?
We don’t make any referral fee for pointing buyers and sellers our way. We found it would be just too difficult a fee because home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to consider estimates for conveyancing in Catford from numerous lawyer and decide on one. Do I ask them to hold tight until I a suitable flat to buy.
You should wait to request your solicitor to start work and order searches after the offer has been agreed to on the property particularly as Catford conveyancing searches are a couple of hundred pounds.