It is 10 years ago since I bought my home in Noak Hill. Conveyancing solicitors have just been appointed on the sale but I am unable to locate my title deeds. Is this a major issue?
Don’t worry too much. First the deeds may be with the lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in Noak Hill involves registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.
Various internet forums that I have come across warn that are a common cause of obstruction in Noak Hill conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays during the legal transfer of property. Searches are not likely to be the root cause of holding up conveyancing in Noak Hill.
I purchased my apartment on 12 March and my personal details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Noak Hill expressed confidence that it would be formalised in less than a month. Are titles in Noak Hill uniquely lengthy to register?
There is nothing unique about conveyancing in Noak Hill registration formalities. As opposed to being determined by geographic area, timescales can adjust subject to the party submitting the application, whether it is in order and if the Land registry need to notify any 3rd persons or bodies. As of today in the region of 80% of such applications are completed within 12 days but occasionally there can be extensive hold-ups. Historically registration is effected once the new owner has moved in to the property so 'speed' is not always primary concern but where it is urgent that the the registration takes place urgently then you or your lawyers could communicate with the Registry to express the reasoning for an expedited registration.
I opted to have a survey completed on a house in Noak Hill prior to instructing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may not give a loan on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Noak Hill. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the will of my grandfather I am selling a house in Newport but live in Noak Hill. My lawyer (approximately 250 kilometers awayrequires that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing solicitor in Noak Hill who can witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are based in Noak Hill
We are hoping to purchase a repression flat in Noak Hill and the bank selling would like to complete inside a month. Do property lawyers meet that timeframe? Am I best advised to select a high street Noak Hill firm or an online firm that professes to offer speedy conveyancing?
Attend your Noak Hill high street. Pop in to two or three companies and request to see a conveyancing solicitor for an estimate. Discuss your situation and get assurances on speed. Appoint the firm that comes across as most trustworthy. Be sure to use a conveyancing practitioner on the list of conveyancers approved by your bank.