Is there a search tool that I can use to check that the solicitor handling my conveyancing in Northolt is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Alliance & Leicester thus paying £187.00 plus VAT in supplemental legal costs.
Please do take advantage of the find a lender approved solicitor tool on this page. Please choose the mortgage company and type ‘Northolt’ or your location and you will be presented with numerous conveyancers located in Northolt or by proximity to you.
My wife and I are buying a house in Northolt. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We previously instructed conveyancing lawyers with offices in Northolt on the UBS solicitor approved list. They are now charging me an additional sum for the legal aspects of the UBS mortgage. Is this an additional conveyancing fee specified by UBS?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer can charge a fee for this. This charge is not set by UBS but by your Northolt solicitor. Plenty of firms on the UBS panel will levy an ‘acting for lender’ fee but many practices incorporate it on their overall fee.
About to purchase maisonette in Northolt. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Northolt conveyancer is on the Nationwide conveyancing panel.
My partner and I are close to exchanging contracts on the sale of our home in Northolt and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using an online conveyancing outfit as opposed to a conveyancing solicitor in Northolt. We have lived in Northolt for six years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Due to the input of my in-laws I had a survey completed on a house in Northolt ahead of retaining solicitors. I have been informed that there is a flying freehold element to the house. The surveyor has said that some lenders will refuse to grant a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Northolt. Conveyancing will be smoother if you use a solicitor in Northolt especially if they are accustomed to such properties in Northolt.
Should I appoint a Northolt conveyancing practitioner in close proximity to the house I am buying? An old friend can carry out the legal formalities but her office is approximately 350kilometers drive away.
The primary upside of using a local Northolt conveyancing practice is that you can attend the office to execute paperwork, present your identification documents and pester them where appropriate. They will also have local insight which is a benefit. However it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and they were happy that must surpass using an unknown Northolt conveyancing lawyer solely due to them being round the corner.
Is there a difference between surveying and conveyancing in Northolt?
Conveyancing - in Northolt or elsewhere - is the legal term given to transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are intending to buy and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the buying price down or asking the vendor to fix the defects prior to you complete your move.