We note that you have a search directory listing firms on the Santander conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Rayners Lane?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Rayners Lane.
My mortgage company has recommended solicitors on their panel based in Rayners Lane but I would rather instruct a conveyancing lawyer in Rayners Lane or nearer to where I live. Are you able to assist?
Not all Rayners Lane conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use our find an approved solicitor tool to identify a Rayners Lane conveyancing solicitor on the on the lender panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Rayners Lane
There are many registered licenced Conveyancers in Rayners Lane and Solicitor partnerships in Rayners Lane offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. The two can conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Can you point me to a directory of UBS panel conveyancers in Rayners Lane on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings available over the internet. If you are looking for a Rayners Lane conveyancing practitioner on the UBS please use our facility.
Is it the case that all Rayners Lane solicitor practices on the Lloyds conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Lloyds approved list of solicitors they would need to be governed by the SRA. Some mortgage companies do allow licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
I'm buying my first flat in Rayners Lane with a loan from Barclays . The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent suggested that I not reveal to my lawyer about this deal as it may impact my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Do I need to be concerned about 3rd parties that I am dealing with are encouraging me to use an online conveyancing firm rather than a High Street Rayners Lane conveyancing practice?
As is the case with many service providers, often suggestions from family and friends can be very helpful. Yet there are many people with a vested interest in a conveyancing matter; estate agents, financial adviser and banks might all put forward solicitors to select. Sometimes these lawyers might be known to one of the organisations as one of the best in their field, but occasionally there may be a financial incentive behind the recommendation. You are at liberty to choose your preferred lawyer. Don't forget that many lenders operate an approved list of conveyancers you have to use for the mortgage related work in your transaction.
Do I have to have a meeting at the offices of the mortgage company conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Rayners Lane as it will be easier to pop in to their offices if required.
Whereas this was necessary 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Rayners Lane.