I have just been advised by my estate agent that my Rayners Lane solicitor is not on the mortgage company Conveyancing panel. What can I do to be sure that this is correct?
The first thing you need to do is to contact your Rayners Lane lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Are the Rayners Lane conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?
Rayners Lane conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
Will my conveyancer be making enquiries concerning flooding during the conveyancing in Rayners Lane.
The risk of flooding is if increasing concern for solicitors dealing with homes in Rayners Lane. Some people will purchase a property in Rayners Lane, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Conveyancers are not qualified to impart advice on flood risk, but there are a number of checks that can be carried out by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in Rayners Lane. The conventional set of completed inquiry forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the vendor to discover if the premises has ever been flooded. If flooding has previously occurred which is not revealed by the owner, then a purchaser could bring a compensation claim as a result of such an incorrect reply. The buyer’s lawyers may also order an environmental report. This will indicate if there is a recorded flood risk. If so, further inquiries should be initiated.
I have justbecome aware that Action Conveyancing have closed. They conducted my conveyancing in Rayners Lane for a purchase of a leasehold flat 9 months ago. How can I check that the property is in my name in the name of the former proprietor?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Rayners Lane conveyancing specialists.
We're first time buyers - had an offer accepted, yet the selling agent has warned us that the owners will only proceed if we use the agent's recommended solicitors as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street conveyancer with experience of conveyancing in Rayners Lane
It is unlikely the owners are behind this. If they require ‘a quick sale', turning down a serious buyer is going to damage their objectives. Try to communicate with the sellers directly and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to appoint your preferred Rayners Lane conveyancing firm - as opposed tothose that will provide their negotiator at the agency a commission or hit his conveyancing targets demanded by corporate headquarters.
I need to find a mortgage company panel solicitor in Rayners Lane. Could you help me?
Unfortunately it’s not apparent why you need a Rayners Lane panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Rayners Lane are on their panel . If you do find such a firm in Rayners Lane not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site