I am hoping to receive a mortgage with Nat West. My intention is to enlist the help of a Licensed Conveyancer in Harrow on the Hill. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Should our lawyer be asking questions about flooding as part of the conveyancing in Harrow on the Hill.
Flooding is a growing risk for lawyers specialising in conveyancing in Harrow on the Hill. There are those who purchase a house in Harrow on the Hill, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to impart advice on flood risk, but there are a various searches that can be carried out by the buyer or on a buyer’s behalf which should figure out the risks in Harrow on the Hill. The standard completed inquiry forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) incorporates a usual question of the seller to determine if the property has historically flooded. If flooding has previously occurred which is not disclosed by the seller, then a buyer may bring a compensation claim as a result of such an inaccurate reply. A buyer’s solicitors may also conduct an environmental report. This will indicate if there is any known flood risk. If so, more detailed inquiries will need to be initiated.
I am looking for a flat up to £195,000 and identified one round the corner in Harrow on the Hill I like with a park and station nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Harrow on the Hill in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a mortgage that many years will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
I have been sourcing a conveyancing solicitor in Harrow on the Hill for my home move. Is there any facility to review a firm’s complaints history with the legal regulator?
One can find published Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training requirements.
Due to complete next month on a garden flat in Harrow on the Hill. Conveyancing solicitors have said that they will have a report out to me tomorrow. What should I be looking out for?
Your report on title for your leasehold conveyancing in Harrow on the Hill should include some of the following:
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What options are open to you if another tenant in the building breaches a clause of their lease? Advice as to the provision in the lease to pay service charges - with regard to both the building, and the wider rights a lessee has Your conveyancers should enable you to have an understanding of the building insurance obligations Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? Details of the parties to the lease, for instance these could be the tennant, superior lessor, freeholder
After years of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Harrow on the Hill. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
in cases where there is a missing freeholder or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to judgment on the price payable.
An example of a Lease Extension case for a Harrow on the Hill property is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case affected 1 flat. The remaining number of years on the lease was 75.25 years.
My brother-in-law has suggested I instruct a conveyancing solicitor in Harrow on the Hill. I need to find out if they are on the bank's approved list of lawyers. Can you advise?
One option is to contact the conveyancer to enquire if they are on the lender's approved list. If that does not help get in touch with us and we can investigate and revert. If they are not on the lender panel we we can help find a reputable conveyancing solicitor in Harrow on the Hill on the panel for your lender.