We wanted to use a property lawyer in South Harrow for our home move. Our financial adviser has since advised us that our mortgage company Halifax won't deal with them. Why is this not regarded as unfair competition?
A mortgage company can direct that an approved conveyancer act for it. You would be expected to bear the cost of this. Do use our search facility to find a solicitor to carry conveyancing in South Harrow on the Halifax approved list of solicitors.
Are all South Harrow Conveyancing Quality Solicitors on the Principality conveyancing panel?
It is true that some banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
Does a directory service exist listing RBS panel conveyancers in South Harrow on the Building Society Association’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings open the public over the internet. Where you are looking for a South Harrow conveyancing practitioner on the RBS please make the most of our facility.
I had an offer accepted on a property in South Harrow on 25/2/2025, valuation was booked 3 days later, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. South Harrow is the location of the property. Can you offer any advice?
Flying freeholds in South Harrow are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside South Harrow you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Harrow may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am using a search engine for the phrase conveyancing in South Harrow it reveals numerous property lawyerslocally. How do I determine which is the right property lawyer for me?
The ideal method of finding the right conveyancer is through a trusted referral, so enquire of colleagues and family who have acquired a property in South Harrow or a respected estate agent or financial adviser. Charges for conveyancing in South Harrow differ, so it's a good idea to obtain a minimum of four estimates from different solicitors. Be sure to obtain confirmation that the fees are fixed.
Can you provide any top tips for leasehold conveyancing in South Harrow from the point of view of speeding up the sale process?
- Much of the frustration in leasehold conveyancing in South Harrow can be bypassed where you get in touch lawyers as soon as your agents start advertising the property and ask them to put together the leasehold information needed by the buyers’ lawyers. In the event that you altered the property did you need the Landlord’s consent? Have you, for example installed wooden flooring? Most leases in South Harrow state that internal structural alterations or addition of wooden flooring necessitate a licence issued by the Landlord approving such alterations. Where you dont have the paperwork in place do not communicate with the landlord without checking with your solicitor in advance. If you hold a share in a the Management Company, you should make sure that you hold the original share document. Obtaining a new share certificate can be a lengthy formality and frustrates many a South Harrow conveyancing deal. If a reissued share is needed, do contact the company director and secretary or managing agents (if relevant) for this sooner rather than later. You may think that you are aware of the number of years left on your lease but you should double-check via your solicitors. A purchaser's conveyancer will not be happy to advise their client to proceed with the purchase of a leasehold property the remaining number of years is under 75 years. In the circumstances it is essential at an as soon as possible that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. Some South Harrow leases require Licence to Assign from the landlord. If this is the case, you should notify your estate agents to make sure that the purchasers put in hand bank and professional references. Any bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their lawyers.
Following years of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in South Harrow. Can we issue an application to the Residential Property Tribunal Service?
Most definitely. We are happy to put you in touch with a South Harrow conveyancing firm who can help.
An example of a Lease Extension case for a South Harrow premises is GFF 1 Holyrood Avenue in May 2014. The Tenant wished to acquire a new (extended) lease and applied to the Willesden County Court who granted a vesting order on 20* March2013. The Tribunal decied that the premium to be paid was £9,062 This case affected 1 flat. The number of years remaining on the existing lease(s) was 79 years.
I have been told by many family members that it can take six to eight weeks for South Harrow conveyancing to complete.This was a month ago. The property information was only received from the vendors lawyer last week so does the time start running now?
You should take with a grain of salt any promises as to fast completion times. Rather you should enquire about the average time it takes for them to complete South Harrow conveyancing transactions and if they are content to aim towards your proposed completion date for your conveyancing in South Harrow