Do the conveyancing solicitors via your comparison service handle conveyancing in South Harrow by way of an attended exchange?
We do have a number of conveyancing experts carrying out 24hr exchanges. Please call us to obtain a fee calculation and details as to availability.
My aunt passed away six months ago and as sole heir and executor I was left the property in South Harrow. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
I am assisting my step-mother sell her house in South Harrow. Does the conveyancer order an energy assessment or it is for the seller to see to?
After the abolition of Home Information Packs, energy assessments was kept a mandatory element of moving house. An energy assessment must be to hand in advance of the property being advertised. It is not a task that lawyers ordinarily arrange. If you are instructing a South Harrow conveyancing practitioner they may be able to arrange energy assessments due to their contacts with long established local assessors
Forgive me if this question is silly but I am unseasoned as a 1st time purchaser of a garden flat in South Harrow. Do I receive the keys to the house on the completion date from my conveyancer? If this is the case, I will instruct a local conveyancing solicitor in South Harrow?
On the day of completion you will not be required to go to the conveyancers office in South Harrow. Conveyancing lawyers for you will arrange to send the purchase money to the seller's solicitors, and shortly after the monies have arrived, you will be called to collect the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.
A friend pointed out to me me that in purchasing a property in South Harrow there could be various restrictions limiting what one can do in terms of external changes to the property. Is this right?
There are a number of properties in South Harrow which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in South Harrow should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have todaydiscovered that Wolstenholmes have been shut down. They carried out my conveyancing in South Harrow for a purchase of a freehold house 18 months ago. How can I establish that my home is registered correctly in the name of the previous owner?
The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of South Harrow conveyancing specialists.
I am purchasing a new build house in South Harrow with the aid of help to buy. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The estate agent told me not reveal to my solicitor about the deal as it would affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Online research suggests that South Harrow solicitors are more expensive than licensed conveyancers in South Harrow when it comes to purchasing a house. Am I better off using a conveyancer or a solicitor where I am purchasing a property in South Harrow.
When it comes to conveyancing in South Harrow the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.