It may have been a long time coming a loan agreement from NatWest for the refinancing of my 2 bedroom garden flat is expected any day now. Are you able to propose a cheap conveyancing solicitor in South Harrow?
This site is not designed to assist those in their quest for the lowest fares for conveyancing in South Harrow. Our goal is to offer cost effective conveyancing but we do not advertise as being the cheapest. Do not be seduced by companies offering the bait of ninety nine pound conveyancing in South Harrow. The optimum result, in going for low cost conveyancing, you will end up with what you pay for and at worst it will result in you spending a lot in extras and still not receive the service expected.
What is the difference between a licensed conveyancer and conveyancing solicitor in South Harrow
There are many recorded licenced Conveyancers in South Harrow and Solicitor firms in South Harrow who can help with your conveyancing We would stress that the two are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I currently have a mortgage with UBS for my property in South Harrow. Conveyancing was finalised months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform UBS?
Your original mortgage agreement with UBS will provide that you need their approval prior to letting out your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. It should not be necessary to do this via a UBS conveyancing panel solicitor.
After much negotiation I have agreed a price on a house in South Harrow. My mortgage broker suggested a solicitor. I paid an on account payment of £175. A few days later, the solicitor called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various internet forums that I have visited warn that are the number one cause of stalling in South Harrow house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any delay in conveyancing in South Harrow.
Me and my brother purchased a renovated Victorian property in South Harrow. Conveyancing solicitor represented me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Birmingham Midshires to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in South Harrow and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing practitioner who conducted the work.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. South Harrow is the location of the property. Is there any guidance you can impart?
Flying freeholds in South Harrow are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside South Harrow you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Harrow may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What are my options where I am not happy with the lawyer who undertook our conveyancing in South Harrow?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that every so often things do go wrong. Nevertheless there is recourse where you were unhappy with your conveyancing in South Harrow. This varies from trying to resolve matters directly with them, through to reporting a solicitor to their regulator. If things still aren’t resolved you may consider getting in touch with the Legal Ombudsman.