My financial adviser says he needs my South Harrow solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have e-mailed my local South Harrow branch but they cant find it on their system.
You are best placed to get this information from your South Harrow conveyancer . Most South Harrow law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
There are numerous conveyancing solicitors in South Harrow but how do I know who I should use?
Do not opt for the cheapest South Harrow conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
After months of negotiation I have agreed a price on a house in South Harrow. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Intending to buy a apartment in South Harrow. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the South Harrow property lawyer is on the Principality conveyancing panel.
A friend advised me that where I am buying in South Harrow I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard South Harrow conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about South Harrow around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the South Harrow Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, South Harrow Education with maps and statistics, Local Amenities and other useful information concerning South Harrow.
Just had an offer accepted on a new build apartment in South Harrow. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in South Harrow
-
Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I decided to have a survey carried out on a property in South Harrow in advance of retaining conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may refuse to give a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in South Harrow. Conveyancing will be smoother if you use a solicitor in South Harrow especially if they are familiar with such properties in South Harrow.
I bought a property in South Harrow last 3/9/2024 and to date it is still not registered with the Land Registry. It was part of a development site and my lawyer told me that it may take twelve months to register. I have spoken with HMLR directly and they say that the original application was cancelled due to questions not being addressed in time. Should I be concerned?
It is your solicitor that you must contact in order to satisfy any concerns which have arisen as part of the registration process for your South Harrow property. Normal South Harrow conveyancing practice includes an undertaking on the part of the seller's conveyancer that they will assist in resolving any question raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.