My wife and I are hoping to acquire a house in West Harrow and have appointed a West Harrow conveyancing firm. Within the past 48 hours our property lawyer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. HSBC Bank have this afternoon contacted us to advise us that they have now hit a problem as our West Harrow solicitor is not on their approved list of lawyers. What do we do from here?
When purchasing a property with mortgage finance it is normal for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own West Harrow solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
We are purchasing a house and need a conveyancing solicitor in West Harrow who is on the Nottingham solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in West Harrow.
I have recentlyfound out that Stirling Law have been shut down. They carried out my conveyancing in West Harrow for a purchase of a freehold house 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Harrow conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a property in West Harrow in advance of retaining conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders will not grant a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West Harrow. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Harrow to see if the conveyancing will be more expensive.
Given that I will soon part with over three hundred thousand on a garden flat in West Harrow I wish to have a conversation with the conveyancer concerning thehome move before instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor due to be conducting your property ownership legalities in West Harrow.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in West Harrow should be the amount on the final invoice that you are charged.
As co-executor for the will of my grandfather I am selling a property in Neath but reside in West Harrow. My conveyancer (approximately 250 kilometers from merequires that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in West Harrow to attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in West Harrow