How up to date is your search tool for West Harrow conveyancing solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?
West Harrow conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
I am due to move home in November. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in West Harrow. Conveyancing solicitor was chosen before I stumbled across your website.
On the afternoon of completion you will need to pick up the keys from the selling agent however this can only happen after the vendors lawyers inform the agent that they acknowledge receipt of the completion payment and the keys can be handed over. After that you will need to advise the removal men that they can start moving you in. We are not in a position to recommend a particular removal company but can help you choose a residential property solicitor in West Harrow or a legal practice with expertise in conveyancing in West Harrow.
I'm the sole recipient of my late grandmother’s estate and I have everything in my name now, including the house in West Harrow. The West Harrow property was put into my name in July. I plan to dispose of the property. I understand that there is a CML 6 month 'rule', which means that my proprietorship may be considered the same way as if I'd bought the property in July. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Some lenders would take a pragmatic view as this requirement chiefly exists to identify subsales or the quick reselling of property.
I have decided to exercise my right to buy my property in West Harrow off the council. I have a mortgage agreed with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I'm buying a new build house in West Harrow benefiting from help to buy. The sellers refused to move on the amount so I negotiated 6k of extras instead. The estate agent suggested that I not inform my conveyancer about the side-deal as it may adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to find a conveyancing solicitor for sale conveyancing in West Harrow. I have land on a web site which appears to be the perfect offering If there is a chance to get all formalities completed via web that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Last February I purchased a leasehold property in West Harrow. Do I have any liability for service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a West Harrow conveyancing firm to assist?
Most certainly. We are happy to put you in touch with a West Harrow conveyancing firm who can help.
An example of a Lease Extension decision for a West Harrow residence is flat 93b Welldon Crescent in May 2009. The Tribunals valuation for a 90-year lease extension of this fat was £13,171 This case related to 1 flat. The unexpired term as at the valuation date was 75.25 years.
My partner and I have recently had an offer accepted on our first house in West Harrow, and are now looking to get solicitors appointed. We have used the numerous rating tools and the results are from all across the country. Is it necessary to have a West Harrow lawyer local to the prospective house? We are fine to do all the communicating electronically, but I am thinking at some stage we will be required to visit the conveyancing practitioner's office to sign documents?
The conveyancer does not have to be in West Harrow, but opting for local means that you can visit their offices if you need to, for instance, if a signature is immediately necessary. Also, a West Harrow solicitor is likely to be familiar with local agents and (if the vendor has instructed a local conveyancer) with them, which should help keep things moving faster.