Do the conveyancing lawyers listed on your site carry out conveyancing in Old Stratford by way of an attended exchange?
There are a few conveyancing experts who can conduct attended exchanges. Do e-mail us to secure a conveyancing quote and details as to availability.
In what way does my ID and proof of funds have anything to do with my conveyancing in Old Stratford? Why is this being asked of me?
Old Stratford conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under money laundering regulations to verify the ID of any client in order to ensure that clients are who they say they are.
Conveyancing clients are required to disclose two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and proof of address (typically a Utility Bill no more than three months).
Evidence of the origin of funds is also necessary under the money laundering statutes as lawyers are duty bound to check that the monies you are using to buy a property (be it the exchange deposit or the full purchase monies if you are a cash purchaser) has come from an acceptable source (such as an inheritance) and is not the proceeds of criminal activity.
If you had a top tip for selecting a conveyancing solicitor in Old Stratford what would it be?
We would encourage you not to go for the cheapest Old Stratford conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I am helping my mother sell her property in Old Stratford. Does the conveyancing solicitor order the EPC or should I organise this?
Following the demise of HIPs, energy performance certificates was maintained a compulsory element of moving property. An energy performance certificate should be to hand before the property is advertised. This is not a task that conveyancers normally arrange. Where you are instructing a Old Stratford conveyancing solicitor they might be willing to arrange EPC’s given their relationships with long established Old Stratford providers
The formalities of my remortgage has taken place for my property in Old Stratford. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am looking for a ground for flat up to £305k and identified one round the corner in Old Stratford I like with amenity areas and transport links in the vicinity, however it only has 49 years unexpired on the lease. I can't really find anything else in Old Stratford in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a home loan that many years will be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
I have been recommended by numerous estate agents in Old Stratford to get a quote from a conveyancer on your site. What’s the financial incentive for Estate Agents to offer your lawyers rather than another?
We refuse to make any referral fee for sending work to this site. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
The conveyancing solicitors handling our conveyancing in Old Stratford has sent documents to review that reveal that the property is unregistered with epitome documents. How can it be that the property not yet recorded at HM Land Regsitry?
Whilst most properties in Old Stratford are now registered with HMLR there are still a few that remain unregistered. Any property in Old Stratford that has been remortgaged since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Old Stratford property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Old Stratford conveyancing solicitors should be able to handle such matters but if any uncertainty exists the standard guidance presently seems to be for the current owners to undertake the registration formalities first and then sell - this will predictably result in a prolonged conveyancing.