I am buying property in Harlesden. My property lawyer has never been on on the mortgage company conveyancing panel. Can I still continue with my Harlesden conveyancing solicitor even though they are not on the lender list of approved lawyers?
You will need to use a lawyer to deal with the formalities if you take out a loan to purchase your home. They will carry out all the relevant due diligence on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. One could instruct a Harlesden conveyancer of your choice. Nevertheless, if the conveyancer selected is not on the lender conveyancing panel further fees will be incurred as separate legal representation will be required by them. Conveyancing panel applications can be submitted, so if your conveyancer has not in the past sought membership they should do so.
Finally the sale completed on my house in Harlesden last October but our buyer keeps texting every few hours to say her conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your house sale your conveyancer is obliged to forward the transfer documentation and all of the paperwork to the buyer’s conveyancer. If applicable, your solicitor must also send confirmation that the legal charge in favour of the lender has been repaid to the buyers lawyers. There are no post completion tasks specific conveyancing in Harlesden.
We hope to to buy with Norwich and Peterborough Building Society. I went into a few high street companies but cant to find a Harlesden conveyancing firm on the Norwich and Peterborough Building Society panel. Could you help?
Please do make use of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type Harlesden or your location and you will be presented with numerous solicitors based in Harlesden or nearest you.
I am buying my first flat in Harlesden with a loan from Nationwide Building Society. The builders refused to budge the amount so I negotiated £7000 of extras instead. The estate agent told me not reveal to my solicitor about this deal as it will put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a property in Harlesden ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some lenders will not grant a mortgage on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harlesden. Conveyancing may be slightly more expensive based on your lender's requirements.
Are all Harlesden conveyancers on every bank conveyancing panel?
You can use our search tool or you can pop into your local lender branch in Harlesden. Chances are that they will be in a position to suggest some reputable conveyancing solicitors in Harlesden