Why do I have to pay up front when it comes to conveyancing in Harlesden?
If you are buying a property in Harlesden your solicitor will request that you put them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is payable against the purchase price then this should be asked for shortly before contracts are exchanged. The final balance that is due should be sent to your lawyer a few days ahead of the day of completion.
I am helping my step-mother sell her flat in Harlesden. Will the conveyancing solicitor arrange the energy assessment or should I organise this?
Following the abolition of HIPs, energy assessments was retained a compulsory part of selling a property. An energy assessment needs to be to hand prior to the property being advertised. This is not as aspect of the sale process that conveyancers normally arrange. If you are instructing a Harlesden conveyancing lawyer they might be able to arrange EPC’s due to their contacts with long established Harlesden assessors
Two weeks ago we had a mortgage agreed in principle with TSB. Harlesden conveyancing practitioners have been selected. How long does it take for TSB to send the offer to the conveyancer?
There is no definitive answer here. Have TSB completed the valuation? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am currently in the process of buying my council flat in Harlesden. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
It has been 2 months following my purchase conveyancing in Harlesden concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £235,500 and found one near me in Harlesden I like with open areas and transport links in the vicinity, the downside is that it only has 52 years unexpired on the lease. There is not much else in Harlesden for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
My uncle has recommend that I instruct his conveyancers in Harlesden. Do I take his recommendation?
Much as we are happy to recommend a Harlesden conveyancing lawyer the best way to find a conveyancing solicitor is to get feedback from friends or family who have actually used the solicitor you're are thinking of instructing.
Can you offer any advice when it comes to choosing a Harlesden conveyancing practice to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a Harlesden conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with two or three firms including non Harlesden conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:
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If they are not ALEP accredited then what is the reason? What volume of lease extensions has the firm carried out in Harlesden in the last 12 months?
I have tried to negotiate informally with with my landlord to extend my lease without success. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Harlesden conveyancing firm to act on my behalf?
if there is a missing landlord or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to make a decision on the amount due.
An example of a Lease Extension case for a Harlesden flat is First Floor Flat 2B Fortune Gate Road in May 2013. the tribunal decided that the price payable for the lease extension was £9,331, together with £900 in respect of outstanding ground rent. This case related to 1 flat. The unexpired term was 74.31 years.