I sincerely hope you can assist me. My Brent Park lawyer is informing me me that he has toapply for Brent Park conveyancing searches asthe firm are on the HSBCconveyancing panel. These Brent Park checks cost a lot of money can this be avoided?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Brent Park conveyancing searches.
I am considering applying for a Virgin Money mortgage for purchase of a newly converted (under development) in Brent Park with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Virgin Money ?
In theory, you could use a solicitor that is not on the Virgin Money conveyancing panel, but Virgin Money would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Me and my brother have a terraced Georgian property in Brent Park. Conveyancing lawyer represented me and Britannia. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brent Park and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing lawyer who carried out the work.
How can the Landlord & Tenant Act 1954 impact my commercial premises in Brent Park and how can your lawyers assist?
The 1954 Act affords protection to business lessees, giving them the dueness to make a request to court for a new lease and remain in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Brent Park
We are 17 days into a freehold purchase having been directed to a firm by the high street agent to execute conveyancing in Brent Park. We are not happy. Could you help me find new lawyers?
They would need to be very poor in order to consider replacing them. Has the mortgage been issued? In the event that it has you need to make them aware of the replacement lawyer and have the loan are re-sent. Your solicitor ideally needs to be on the lenders approved list to avoid added fees and complications. That should be your starting point. The search tool will help you find a lender approved conveyancer for your home move in Brent Park
We have appointed a Brent Park conveyancing solicitor for our house purchase (first time buyers) and have spotted in the terms and conditions that they are not governed by the Financial Conduct Authority. Should I be worried or is that standard with property lawyer?
We can't see why they should be. Most lawyer don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who have specific obligations in relation to amounts sitting by them.