Are you able to recommend a Norwich and Peterborough Building Society allowed Neasden conveyancing solicitor who can have us moved in within a short deadline? Would it be better to use a local Neasden practice or an internet comparison site?
We would be happy to suggest some excellent Neasden conveyancing firms. You can also walk up the main road in Neasden. Go in to a couple of firms and ask to see a conveyancing solicitor for a costs illustration. Mention your expectations together with your reasons and ask for a commitment on your deadline. Appoint the one that genuine.
Can your site be used to recommend a Conveyancing solicitor in Neasden even if I’m not buying or disposing of a house, for example if I intend to buy an office in Neasden with a loan from Accord Mortgages Ltd?
Our search tool is predominantly utilised to locate residential conveyancing solicitors in Neasden but we have recorded towards the bottom of this page a few Neasden commercial conveyancing firms. You will need to speak with the company directly to check if they can also act for Accord Mortgages Ltd
Can you clarify what the consequences are if my solicitor is expelled from the Lloyds Conveyancing panel ahead of completing my conveyancing in Neasden?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
We have agreed to purchase a house in Neasden. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is TSB your lawyer must comply with the formal instructions contained in Section two of UK Finance Lenders’ Handbook for TSB. The CML Handbook contains minimum specifications for solar panel roof-space leases, and lawyers are required to report to TSB where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Neasden.
We expect to receive a AIP from TSB this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Neasden solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Neasden solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I am currently in the process of buying my council flat in Neasden. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
Over the last few months I have been searching for a ground for flat up to £195,000 and identified one round the corner in Neasden I like with open areas and transport links in the vicinity, the downside is that it's only got 52 years on the lease. I can't really find anything else in Neasden in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan that many years will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
My partner and I are first time buyers just having agreed a price on a property in Neasden, and are now looking to get solicitors instructed. We have made use of the numerous rating based websites and the results are from all over the country. Is it essential to have a Neasden lawyer local to your potential new home? We are fine to do all the communicating over the web, but I assume at some stage we may need to physically go into the solicitor's office to sign contracts?
The conveyancing practitioner does not need to be in Neasden, but choosing local means that you can go in if needed, for instance, if a signature is immediately necessary. Also, a Neasden solicitor have established relationships with local agents and (if the vendor has instructed a local solicitor) with them, which should help keep things moving faster.