As a FTB what is the most important piece of guidance you can give me about purchase conveyancing in Neasden?
You may not hear this from too many lawyers but conveyancing in Neasden and elsewhere in England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of room for conflict between you and other parties involved in the legal transfer of property. For instance, the seller, property agent and on occasion your bank. Selecting a law firm for your conveyancing in Neasden is a critical decision as your conveyancer is your adviser, and is the ONLY person in the transaction whose role it is to protect your best interests and to protect you.
There is a worrying ongoing adversarial element to conveyancing- someone has to be at fault for the process taking so long. We recommend that you must always trust your solicitor above the other parties in the home moving process.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Neasden. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/3/2025, the requirements read as follows :
I require expedited conveyancing in Neasden as I am under an ultimatum to complete in less than one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you are at free not to have searches conducted although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Neasden the following are instances of issues that can appear and adversely affect market value: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified during conveyancing in Neasden?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Neasden. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Over the last few months I have been searching for a flat up to £245,000 and identified one near me in Neasden I like with a park and railway links in the vicinity, the downside is that it only has 49 years unexpired on the lease. There is not much else in Neasden suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a mortgage that many years will likely be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
How simple is it to use the search facility to find a conveyancing solicitor in Neasden on the approved list for my mortgage?
Step one is to choose a bank such as HSBC Bank, Chelsea Building Society or TSB then type in your location e.g. Neasden. Conveyancing firms in Neasden and nationally will then be identified.