I am buying a property for cash in Neasden. I have been living for the previous dozen years in Neasden. Conveyancing searches are exorbitant. As I have knowledge of the area and road very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then almost all of the Neasden conveyancing searches are optional. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches completed, but he has a professional duty to take that path of advice. Do bear in mind; if you are likely to dispose of the house one day, it could be of interest to your prospective purchaser what the searches contain. Sometimes properties with functional issues can still throw up unexpected search results. A good conveyancing solicitor in Neasden should provide you some sensible advice here.
We are planning to purchase with Melton Mowbray Building Society. I went into 3 or 4 high street solicitors but cant to find a Neasden conveyancing firm on the Melton Mowbray Building Society panel. Please you help?
You should take advantage of the search tool on this site. Pick the building society and type Neasden or your location and you will see numerous conveyancers located in Neasden or near you.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Neasden?
There are many registered licenced Conveyancers in Neasden and Solicitor partnerships in Neasden to choose from We would stress that the two are regulated professionals specialising in the legal work in the home buying process. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am being advised by my conveyancer that missing deeds insurance is needed on my purchase. What is the level of cover for Neasden conveyancing?
The appropriate level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Halifax and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Neasden conveyancer on the Bank of Ireland panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Neasden? or I am told that there is an ancient law that could mean that owners of property living in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this suitable for conveyancing in Neasden?
Unless a prior acquisition of the property took place post 12 October 2013 you can expect conveyancing practitioners carrying out conveyancing in Neasden to remain encouraging a chancel search and or insurance against a claim.
Is it possible to switch firm as I have to retain one who is on the Bank of Scotland conveyancing panel. I instructed a high street conveyancing solicitor in Neasden round the corner but he is not approved by Bank of Scotland
It would be our pleasure to assist you select a conveyancing solicitor in Neasden on the Bank of Scotland panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Neasden. Using search facility on this site, you can contrast fees for conveyancing solicitors in Neasden and beyond.
My aunt purchased her house in Neasden eight years ago. She has since got married, widowed and has recently remarried. She wishes to sell the property next moths. I suspect that she will just be asked to supply copies of her marriage certificates to the conveyancer but she is worried it will delay the conveyancing. Is it worth updating the land title information for the house?
The is no need to bring up to date the register providing you have the evidence needed to show how the change of name has come about.
The purchaser’s property lawyer will review the registered information and requisition evidence to establish the change of name for instance marriage documentation.