My partner and I intend to remortgage our apartment in Parkwood Springs with RBS. We have a son 19 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is repossessed. I have a couple of questions (1) Is this form unique to the RBS conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) Does our son by signing this extinguish his rights to inherit the property?
First, rest assured that your RBS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to RBS. This is solely used to protect RBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of RBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I have 71 years unexpired on my lease and need a lease extension for my flat in Parkwood Springs. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/9/2025 the requirements read as follows :
What is the difference between a licensed conveyancer and conveyancing solicitor in Parkwood Springs
Two types of professional can perform conveyancing in Parkwood Springs namely licenced conveyancers or solicitors. Both professionals administer the legal services that required to complete the disposal or purchase of property. They are both duty bound to carry out Parkwood Springs conveyancing to the same quality and guidelines so you may be sure that your conveyancing will be professionally administered and that all requirements and procedures should be appropriately attended to.
Does a directory service exist listing Lloyds panel conveyancers in Parkwood Springs on the Council of Mortgage Lender’s Website?
No. There is no such tool on the CML or Building Society Association sites. Very few banks make their panel listings open the public online. If you are in need of a Parkwood Springs property lawyer on the Lloyds please make the most of our tool.
We previously appointed conveyancers based in Parkwood Springs on the Principality solicitor approved list. They are now charging me a separate fee for the legal aspects of the Principality mortgage. Is this a supplemental conveyancing fee specified by Principality?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer can levy a fee for this. This fee is not set by Principality but by your Parkwood Springs conveyancing practitioner. Numerous firms on the Principality panel will levy an ‘acting for lender’ fee and others do not.
I have justbecome aware that Action Conveyancing have closed. They carried out my conveyancing in Parkwood Springs for a purchase of a freehold house 10 months ago. How can I check that my home is not still registered in the name of the previous owner?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Parkwood Springs conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a property in Parkwood Springs ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks may refuse to issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Parkwood Springs. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking for a conveyancing practitioner in Parkwood Springs for my remortgage. Can I check a solicitor's complaints history with the profession’s regulator?
Anyone can see presented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes recorded call for training requirements.