My grandfather passed away six months ago and as sole heir and executor I was left the house in Parson Cross. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then Yorkshire BS will require that you use a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.
Me and my partner are purchasing a apartment in Parson Cross. It might be a silly question but how we can trust a solicitor? On completion day we have to deposit our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Are all Parson Cross Conveyancing Quality Solicitors on the Lloyds conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
Can I be sure that the Parson Cross conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Parson Cross getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your transaction.
I am planning on selling our property in Parson Cross and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Parson Cross conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Parson Cross. Having lived in Parson Cross for three years we know of no issue. Is it a good idea to contact our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
three months have elapsed following my purchase conveyancing in Parson Cross took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Can you offer any advice when it comes to finding a Parson Cross conveyancing practice to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Parson Cross conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Parson Cross conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:
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What are the charges for lease extension work? If the firm is not ALEP accredited then why not?
Parson Cross Conveyancing for Leasehold Flats - Sample of Queries before buying
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Are there any major works on the horizon that could increase the maintenance costs? The best form of lease structure is where the freehold title is in the ownership of the leaseholders. In this situation the lessees enjoy control and even though a managing agent is often retained if the building is bigger than a house conversion, the managing agent is directed by the tenants. Many Parson Cross leasehold properties will have a service charge for maintenance of the building invoiced on behalf of the freeholder. Where you purchase the flat you will have to meet this charge, usually quarterly accross the year. This could be anything from a few hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all probability there will be a rentcharge to be met yearly, normally this is not a significant amount, say around £25-£75 but you should to enquire it because sometimes it could be many hundreds of pounds.
I need to find a bank panel solicitor in Parson Cross. Could you help me?
Unfortunately it’s not apparent why you need a Parson Cross panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Parson Cross are on their panel . If you do find such a firm in Parson Cross not listed please direct them to our site to list. After all the cost is only one £1 a month