Am I correct in assuming that the fact that my solicitor in Fir Vale and Wadsley Bridge is not identified on my bank's conveyancing panel that there is a problem with the quality of the firm’s work?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Fir Vale and Wadsley Bridge conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
We are looking to buy a flat and need a conveyancing solicitor in Fir Vale and Wadsley Bridge who is on the Kent Reliance solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Fir Vale and Wadsley Bridge.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Fir Vale and Wadsley Bridge so that I can attend their offices if necessary.
Nowadays conveyancing panel lawyers for banks undertake their communications via Royal Mail, e-mail or over phone calls. This enables them to carry out the legal work for your home move no matter where you live in the country. However you should check if you can still book an appointment to visit conveyancing lawyer if you prefer.
I'm buying my first flat in Fir Vale and Wadsley Bridge with the aid of help to buy. The sellers would not move on the amount so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my lawyer about this extras as it would put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my current house to a buy to let mortgage with Santander and intend to use the remaining equity towards further house. The area we are interested in is Fir Vale and Wadsley Bridge. Will your conveyancers be able to act for the two mortgage companies and tie in the conveyances?
Do use our search tool on this site to be sure that the conveyancers are approved by both mortgage companies. On the basis that they are the lawyer should be able to connect the two deals but you should have a chat with you conveyancer and communicate your expectations and needs.
Is planning consent needed to change a single dwelling into a couple of appartments in Fir Vale and Wadsley Bridge? This has taken place to a property opposite to a friend in Fir Vale and Wadsley Bridge and was not aware of it happening until the works were complete.
Planning Permission yes. Building Regulations yes.