It is is a decade since I purchased my home in St Luke's. Conveyancing solicitors have just been appointed on the sale but I can't track down my deeds. Is this a major issue?
Don’t worry too much. Firstly there is a chance that the deeds will be kept by the lender or they could still be with the conveyancers who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in St Luke's relates to registered property but in the rare situation where your property is unregistered it is more tricky but is not insurmountable.
My father informed me that in purchasing a property in St Luke's there could be a number of restrictions preventing external alterations to the property. Is this right?
There are a number of properties in St Luke's which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in St Luke's should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with Co-operative. I assume I don't need a St Luke's solicitor on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I had an offer accepted on an apartment in St Luke's on 10/12/2025, valuation was booked 3 days later, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Are Nottingham entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have justfound out that Wolstenholmes have closed. They conducted my conveyancing in St Luke's for a purchase of a freehold house 18 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of St Luke's conveyancing specialists.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. St Luke's is the location of the property. Can you offer any assistance?
Flying freeholds in St Luke's are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside St Luke's you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in St Luke's may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am thinking of appointing a conveyancing practitioner in St Luke's for my home move. Is there any facility to see a firm’s complaints history with the legal regulator?
You may see documented Solicitor Regulator Association (SRA) determinations arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator could recorded call for training purposes.
Been looking for a solicitor for leasehold sale conveyancing in St Luke's. I'm selling, simple no mortgage to pay off, no hurry, currently vacant. Received a quote from a lawyer for a thousand pounds including VAT which is a little high given that its so straightforward. Can I pay less for conveyancing in St Luke's?
Given that it’s a sale only, £425 + VAT is likely to be about the best for sale conveyancing in St Luke's.