We were just about to exchange contracts for a ground floor flat in St Pancras. We encountered a stumbling block. Our mortgage offer with Virgin Money expires on 9/2/2026 but the vendors are suggesting a completion date of 11/2/2026. Is it possible to extend the loan expiry date?
The person best placed to deal with your question is your solicitors who is in a position to determine if he or she is corresponding with the bank, owner’s solicitors, selling agents or conceivably all parties taking into account what has gone on in your conveyancing as of today.
Have purchased a a terraced house in St Pancras , how long will it take for the Land Registry to register the transfer to my name? My St Pancras conveyancing solicitor has been painfully slow, so I want to check that my purchase is registered.
As far as conveyancing in St Pancras registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether there are errors and if the Land registry need to notify any interested parties. Currently in the region of three quarters of such applications are completed within two weeks but some can be subject to longer hold-ups. Registration takes place after the purchaser is living at the property thus 'speed' is not always primary concern but where there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for the application to be prioritised.
I opted to have a survey carried out on a property in St Pancras ahead of retaining lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies may refuse to give a loan on such a property.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you e-mail us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in St Pancras. Conveyancing may be slightly more expensive based on your lender's requirements.
My company is hoping to take an assignment of a lease of an office on the high street. Can you recommend lawyers offering no-sale-no fees for commercial conveyancing in St Pancras for under 2k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in St Pancras, including the disposal and acquisition of businesses as well as simply property. Whether you are hoping to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. As for the fees these will vary based on the structure and terms of the proposed transaction. Let us have your details or telephone so as to enable us to furnish you with a fixed commercial conveyancing calculation.
I have been sourcing a conveyancing solicitor in St Pancras for my home move. Can I see a solicitor's complaints history with the legal regulator?
You can find presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training reasons.
My husband and I hope to buy our 1st property in St Pancras. Conveyancing solicitor has been appointed. The financial consultant pointed out that a survey is not needed as the house is just fifteen years old.
At the very least you should order a Home Buyer's Report. As the premises is over 10 years old the property will not come with a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report could suffice. The report should highlight any apparent problems and recommend further investigation where relevant. Where there are any signs of material issues get a comprehensive Building Survey from the beginning.