I am planning to acquire a flat and require a conveyancing solicitor in St Pancras who is on the Accord Mortgages Ltd conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as St Pancras. We dont recommend any particular firm.
I am planning to move home in January. Will my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in St Pancras. Conveyancing solicitor was chosen before I stumbled across your website.
On the day of completion you can collect the house keys from your estate agent however this can only happen after the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be released. Subsequently you will need to tell the removal company that you are ready to move in. We are not in a position to recommend a particular removal company but can help you find a residential property solicitor in St Pancras or a legal practice that specialises in conveyancing in St Pancras.
When it comes to lenders such as Lloyds, do St Pancras conveyancing practitioners face an annual charge to be on the conveyancing panel?
We are unaware of any lender fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I am expecting a DIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any St Pancras solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint St Pancras solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I need some quick conveyancing in St Pancras as I have an ultimatum to exchange contracts in less than one month. A mortgage is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not obtaining a home loan you have the choice not to do searches although no law firm would advise that you don't. Drawing on our experience of conveyancing in St Pancras the following are instances of issues that can show up and therefore affect the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...
I am purchasing my first flat in St Pancras with the aid of help to buy. The developers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not reveal to my conveyancer about this deal as it could adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £245,000 and found one close by in St Pancras I like with amenity areas and transport links nearby, however it only has 52 years on the lease. There is not much else in St Pancras in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.
My uncle has encouraged me to instruct his lawyers for conveyancing in St Pancras. Should I find my own conveyancer?
Much as we are happy to recommend a St Pancras conveyancing lawyer it’s preferable to find a conveyancing solicitor is to have recommendations from friends or relatives who have actually experience in using the firm that you are are thinking of instructing.