Recently contacted my conveyancing lawyer in Sefton who completed the legal work two years ago requesting a conveyancing quote based on an identical type of house move (a leasehold premises and a freehold premises) of similar values with a loan from Virgin Money. It looks as though am now being quoted double. Stick with what I know or do I seek out an alternative conveyancer?
The estimate does seem a tad on the high side. If you shop around you could trim some of the cost by as much as £100 plus VAT. On the other hand, assuming were pleased with the service the firm offered you couldcome to rue choosing an an untested solicitor. Don't forget to check that the firm can act for Virgin Money. Do use our search tool to locate a Sefton conveyancing firm on the Virgin Money approved list of lawyers, which can often include conveyancing solicitors in Sefton.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Sefton. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/2/2026, the requirements read as follows :
I used Stirling Law a few years past for my conveyancing in Sefton. I now require my papers however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sefton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying a new build house in Sefton benefiting from help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not to tell my solicitor about the deal as it may adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Sefton prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend refuse to issue a loan on a flying freehold home.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sefton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sefton to see if the conveyancing costs will increase in light of this.
My estate agent has recommended their solicitor for our conveyancing in Sefton - Surely it’s advisable to just use them?
It is worth checking if the estate agent is recommending a solicitor or introducing to a lawyer. There are plenty of Sefton estate agents who recommend two or three Sefton conveyancing firms and get nothing from it.