Finally the sale completed on my house in Lunt last October but the buyer keeps calling me to moan that his conveyancer needs to hear from myconveyancer. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer should deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. If applicable, your lawyer should also evidence that the legal charge in favour of the lender has been paid off to the purchasers lawyers. There is unlikely to be post completion procedures just for conveyancing in Lunt.
I'm the single recipient of my late father’s estate and I have everything in my name alone, including the my former home in Lunt. Conveyancing formalities meant that the Land Registry date was in February. I want to move. I do know about the CML 6 month 'rule', meaning my proprietorship could be treated the same way as though I had purchased the property in February. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view lenders take of it, depend on the bank as this requirement is chiefly there to capture subsales or the wholesaling and assigning of property.
We previously appointed solicitors located in Lunt on the HSBC solicitor approved list. They are now charging me a separate charge for handling the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
Provided it is contained in their Terms of Engagement or estimate then yes your conveyancer is entitled to levy a fee for this. This charge is not dictated by HSBC but by your Lunt property lawyer. Some firms on the HSBC panel will charge an ‘acting for lender’ fee and others do not.
I had an offer accepted on a property in Lunt on 11/2/2025, valuation was booked 4 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Wolstenholmes a few years ago for my conveyancing in Lunt. I now require my papers but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Lunt of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Lunt is the location of the property. What do you suggest?
Flying freeholds in Lunt are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lunt you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lunt may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I locate a Lunt solicitor on the Lloyds TSB Bank conveyancing panel? I have a car and am willing to travel upto 10kilometers to meet the lawyer.
Feel free to make use of the facility on this website. Please pick a mortgage company and your location and you will see a number of Lunt conveyancing lawyers locally. We have listed some Lunt conveyancing firms at the bottom of this page and you can call them to check whether they are on the Lloyds TSB Bank panel
I acquired a property in Lunt last 29/12/2023 and to date it is still not recorded with HMLR. It was part of a new estate and my lawyer told me that it may take twelve months to complete the registration formalities. I have called HM Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. Do I need to be concerned?
It is your property lawyer that you should get in touch with in order to satisfy any concerns which have been raised as part of the registration formalities for your Lunt property. Normal Lunt conveyancing practice includes an undertaking on the part of the vendor’s lawyer that they will assist in resolving any registration raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.