I plan on purchasing property in Coxhoe. My lawyer is not on the mortgage company conveyancing list. Can I still continue with my Coxhoe conveyancing solicitor notwithstanding that they are not on the bank list of approved lawyers?
You must appoint a conveyancing practitioner to deal with the formalities if you take out a mortgage to buy your property. They will carry out all the necessary investigations on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage documentation is in order. You can appoint a Coxhoe conveyancing practitioner of your choice. However, where the conveyancing practitioner selected is not a member of the mortgage company approved list additional fees will be incurred as separate legal representation will be required by them. Bank panel applications may be submitted, so if your conveyancer has not in the past applied for membership they should take the chance to apply.
Please could you suggest a Britannia accepted Coxhoe conveyancing lawyer who can have us moved in within 28 days? Am I best advised to unstruct a high street Coxhoe firm or a nationwide conveyancer?
We would be happy to suggest some excellent Coxhoe conveyancing firms. You can also walk up the high street in Coxhoe. Go in to two or three law practices and ask to speak with a conveyancing solicitor for a fee estimate. Explain your deadline together with the reasons and ask for a commitment on speed. Choose the one that you are most comfortable with.
It is is a decade since I acquired my property in Coxhoe. Conveyancing solicitors have just been retained on the sale but I can't find the title deeds. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be kept by the mortgage company or they could be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in Coxhoe relates to registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.
Just bought a terraced house in Coxhoe , What is the estimated time for the Land Registry to record my proprietorship? My Coxhoe conveyancing solicitor has been painfully slow, so I want to check that my ownership is registered.
As far as conveyancing in Coxhoe registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can differ depending on who lodges the application, whether there are errors and if the Land registry communicate with any third persons or bodies. As of today roughly 80% of submission are fully addressed within 12 days but occasionally there can be protracted delays. Historically registration occurs after the buyer has moved in to the property therefore 'speed' is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Coxhoe is where the house is located. What do you suggest?
Flying freeholds in Coxhoe are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Coxhoe you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Coxhoe may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to appoint a conveyancing solicitor for leasehold conveyancing in Coxhoe. I've stumble across a web site which looks to be the perfect answer If it is possible to get all this stuff done via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?