Our bank has recommended solicitors on their panel based in Coxhoe but I would rather choose a conveyancing lawyer in Coxhoe or nearer to where I live. Can you help?
The minority of Coxhoe conveyancing firms are listed all lender’s conveyancing panel. Use our find an approved solicitor tool to locate a Coxhoe conveyancing solicitor on the on the bank panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Coxhoe
There are many recorded licenced Conveyancers in Coxhoe and Solicitor partnerships in Coxhoe offering conveyancing We would stress that the two are regulated professionals specialising in the legal work in the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We are due to move property in August. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Coxhoe. Conveyancing firm was found before I stumbled across this page.
On the afternoon of completion you can pick up the house keys from the selling agent but this can only take place when the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be collected. You will need to tell the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can help you locate a residential property solicitor in Coxhoe or a solicitor with expertise in conveyancing in Coxhoe.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Coxhoe conveyancing practitioner on the Santander panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I bought my flat on 14 October and my personal details are still not registered. Need I be worried? My conveyancing solicitor in Coxhoe said it should be formalised in a couple of weeks. Are transfers in Coxhoe uniquely lengthy to register?
There is nothing unique about conveyancing in Coxhoe registration formalities. Rather than based on location, timescales can vary depending on the party submitting the application, whether it is in order and whether the Land registry must send notices to any interested parties. At present in the region of three quarters of submission are fully dealt with in less than three weeks but occasionally there can be extensive delays. Registration takes place once the purchaser has moved in to the premises therefore post completion formalities is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.
I am looking for a leasehold apartment up to £305k and identified one close by in Coxhoe I like with open areas and transport links nearby, the downside is that it's only got 49 years on the lease. There is not much else in Coxhoe in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a home loan the remaining unexpired lease term may be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
I'm remortgaging my existing house to a buy to let loan with Yorkshire Building Society and intend to use the remaining equity as a deposit on further house. The location we are talking about is Coxhoe. Will your lawyers be able to act for the two mortgage companies and link together the conveyances?
Make use of our comparison tool on this page to ensure that the conveyancers are on the appropriate lender panels. Assuming that they are your lawyer should be able to tie up the two transactions but you should have a chat with you lawyer and make apparent your expectations and requirements.
I've recently bought a leasehold house in Coxhoe. Am I liable to pay service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I am the registered owner of a studio flat in Coxhoe, conveyancing having been completed October 2001. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Coxhoe with an extended lease are worth £222,000. The ground rent is £50 yearly. The lease ends on 21st October 2096
With just 71 years unexpired we estimate the price of your lease extension to span between £9,500 and £11,000 plus legals.
The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.