Am I correct in assuming that the fact that my solicitor in Coxhoe is not on my lender's solicitor panel that there is a problem with the quality of her work?
It would not be wise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Coxhoe conveyancing firm and enquire why they are no longer on the approved list for your lender.
We are purchasing a brand new apartment in Coxhoe and my solicitor is informing me that she has to the bank to reveal incentives from the developer. I am on a tight deadline to exchange contracts and I don't want to delay the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Coxhoe. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/8/2025, the requirements read as follows :
Are there restrictive covenants that are commonly identified during conveyancing in Coxhoe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Coxhoe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, no chain conveyancing. Coxhoe is where the house is located. What do you suggest?
Flying freeholds in Coxhoe are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Coxhoe you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Coxhoe may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are a fortnight into a residential purchase having been referred to conveyancers by the estate agent to perform conveyancing in Coxhoe. I am am extremely disappointed with the quality of service. Could you help me find new conveyancers?
A conveyancer would have to be really poor to suggest replacing them. Has the loan offer been generated? In the event that it has you will need to inform them of the new contact details and get the mortgage documents are re-sent. Your solicitor ideally should be on the banks approved list to avoid added fees and delays. That should be your starting point. The find a solicitor tool will assist you in finding a bank approved lawyer for your conveyancing in Coxhoe