Souldinstructing a Coxhoe conveyancing practice make the ownership transfer smoother?
Coxhoe is a unique place, where local experience counts for a lot. The laid-back lifestyle has it’s attractions – but not when it comes to your house move. The property lawyers that we recommend display vast Coxhoe knowledge with a proactive, hands-onattitude that ensures everything runs smoothly. It is a definite plus that they benefit from good relationships with financial advisers, local authorities, surveyors and counterpart Coxhoe conveyancing firms
My son is buying a new build apartment in Coxhoe with a home loan from Virgin Money. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Virgin Money conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Virgin Money conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Can your site be used to locate a Conveyancing solicitor in Coxhoe even where I’m not buying or selling a house, for example if I wish to acquire an office in Coxhoe with a mortgage from Accord Mortgages Ltd?
The service is mainly used to locate domestic conveyancing solicitors in Coxhoe but we have recorded at the end of this page a few Coxhoe commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they are also authorised to represent Accord Mortgages Ltd
Will my lawyer be raising enquiries concerning flooding during the conveyancing in Coxhoe.
Flooding is a growing risk for lawyers dealing with homes in Coxhoe. There are those who acquire a property in Coxhoe, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, however there are a various checks that can be initiated by the purchaser or on a buyer’s behalf which should figure out the risks in Coxhoe. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the vendor to determine if the property has suffered from flooding. If the residence has been flooded in past and is not disclosed by the seller, then a buyer could bring a claim for damages stemming from an misleading reply. A buyer’s solicitors should also carry out an enviro search. This will reveal whether there is a recorded flood risk. If so, additional inquiries will need to be conducted.
My wife and I own a terraced Georgian house in Coxhoe. Conveyancing solicitor represented me and The Royal Bank of Scotland. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Coxhoe and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the purchase.
I bought a property in Coxhoe last 22/3/2024 and to date it is still not recorded with HM Land Registry. It is part of a new estate and my conveyancing practitioner told me that it may take 12 months to register. I have spoken with HM Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. Should I be concerned?
It is your solicitor that you really need to get in touch with in order to satisfy any issues which have arisen as part of the registration formalities for your Coxhoe property. Normal Coxhoe conveyancing practice includes an undertaking on the part of the previous owner’s property lawyer that they will help resolve any registration raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.