My IFA requires my Ettington lawyer’ panel reference for the HSBC conveyancing panel. Can you suggest how I discover this. I have called my local Ettington branch but they don't know it.
You are best placed to get this information from your Ettington lawyer . Most Ettington conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We're in Ettington, First timers buying with a mortgage (lender is Barclays , and our solicitor is on the Barclays conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Barclays conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Forgive me if this question is silly but I am new to the home moving as a first time purchaser of a ground floor flat in Ettington. Do I pick up the keys to the premises on the completion date from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Ettington?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's lawyers, and once they have received this, you should be called to collect the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.
When it comes to lenders such as Nottingham, do Ettington conveyancers incur a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
Can I be sure that the Ettington conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Ettington getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.
We are downsizing from our home in Ettington and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Ettington lawyer would know this is not the case. For the life of me I don't know why the purchasers instructed a factory type conveyancing firm as opposed to a conveyancing solicitor in Ettington. Having lived in Ettington for 4 years we know of no issue. Do we get in touch with our local Authority to get confirmation need.
It sounds as though you may have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
How does conveyancing in Ettington differ for newly converted properties?
Most buyers of new build property in Ettington contact us having been asked by the developer to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Ettington typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ettington or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Ettington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Ettington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ettington you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ettington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.