As someone unfamiliar with the Ettington conveyancing process what is the number one tip you can give me concerning the ownership transfer in Ettington
Not many law firms shout this from the rooftops but conveyancing in Ettington and elsewhere in England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists lots of opportunity for friction between you and others involved in the transaction. For example, the vendor, estate agent and even potentially your mortgage company. Choosing a solicitor for your conveyancing in Ettington an important selection as your conveyancer is your adviser, and is the SOLE party in the legal process whose interest is to look after your legal interests and to keep you safe.
There is a worrying creep in the "blame" culture- someone has to be at fault for the process taking so long. You should always trust your lawyer ahead of all other parties in the home moving process.
My aunt pointed out to me me that in purchasing a property in Ettington there could be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Ettington which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Ettington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is there a list of Lloyds panel solicitors in Ettington on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. Very few lending institutions make their panel listings visible over the internet. Where you are in need of a Ettington property lawyer on the Lloyds please make the most of our tool.
We previously instructed solicitors located in Ettington on the Clydesdale solicitor approved list. They have just billed me an additional charge for handling the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your conveyancer can charge a fee for this. The fee is not dictated by Clydesdale but by your Ettington conveyancing practitioner. Numerous firms on the Clydesdale panel will charge ’dealing with mortgage’ fee and others do not.
Are there restrictive covenants that are commonly identified as part of conveyancing in Ettington?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Ettington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Ettington differ for newly converted properties?
Most buyers of new build premises in Ettington come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is finished. This is because new home sellers in Ettington usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ettington or who has acted in the same development.
I am looking for a ground for flat up to £305k and found one round the corner in Ettington I like with open areas and railway links in the vicinity, the downside is that it only has 52 remaining years left on the lease. There is not much else in Ettington for this price, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I am selling my property. My previous solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Ettington if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Ettington. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.