Do the conveyancing solicitors to be found on your site handle auction conveyancing in Stratford Upon Avon?
We know of a few niche lawyers we can connect you with those specialising in auction conveyancing. Stratford Upon Avon is one of hundreds of areas of where our lawyers are based.
We wanted to use a property lawyer in Stratford Upon Avon for our house purchase. Our broker has since advised us that our mortgage company Barclays won't deal with them. Why is this not regarded as unduly restrictive?
Mortgage Companies on the whole restrict either the category or the amount of conveyancing practices on their panel. Typical examples of such restriction(s) being that a law practice must not be a sole practitioner. In addition to restricting the profile of firm, some have decided to limit the number of solicitor practices they permit to represent them. You should note that Barclays have no responsibility for the quality of advice provided by any member of Barclays Conveyancer Panel. Mortgage fraud was a primary driver in the rationalisation of conveyancing panels a few years ago even though there remains mixed opinions concerning the extent of solicitor involvement in some of that fraud. Data from the Land Registry reveal that plenty of law firms, including some in or near Stratford Upon Avon only execute very few conveyances a year.
How can we tell if a Stratford Upon Avon conveyancing solicitor on the Principality panel is any good?
When it comes to conveyancing in Stratford Upon Avon seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer handling your conveyancing.
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nationwide are being difficult. The Stratford Upon Avon solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told two weeks ago that my mortgage has been agreed to by Yorkshire BS. Is it usual for Yorkshire BS to only issue the offer once my solicitor in Stratford Upon Avon is approved on their conveyancing panel? Yorkshire BS have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Stratford Upon Avon?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Stratford Upon Avon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I have been sourcing a conveyancing solicitor in Stratford Upon Avon for my sale. Is there any facility to see a solicitor's complaints history with the profession’s regulator?
One can search for published Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training purposes.
I work for a long established estate agent office in Stratford Upon Avon where we see a few leasehold sales jeopardised as a result of short leases. I have received conflicting advice from local Stratford Upon Avon conveyancing solicitors. Can you clarify whether the vendor of a flat can commence the lease extension formalities for the buyer?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the disposal of the property.
Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
Stratford Upon Avon Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing
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How many of the leaseholders are in arrears for their service charge payments? Does this lease have more than 90 years left? Please note that where the lease has fewer than eighty years it will affect the salability of the flat. It is worth checking with your lender that they are willing to lend given the lease term. A short lease means that you will most likely have to extend the lease at some point and you need to have some idea of how much this would cost. Remember, in most cases you will be required to have been the owner of the property for two years before you are eligible to exercise a lease extension.