Our lawyer has discovered a defect with the lease for the property we are buying in Stratford Upon Avon. The other side have offered title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer has advised that he must check that the mortgage company is happy with this solution. Are we the client or is the lender?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the bank are the client. These conveyancing instructions have to be complied with.
We are planning to acquire a flat and require a conveyancing solicitor in Stratford Upon Avon who is on the Kent Reliance conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Stratford Upon Avon.
I have been recommended a conveyancing solicitor in Stratford Upon Avon. I I am struggling to find out whether they are on the Norwich and Peterborough Building Society approved list of lawyers. Could you assist?
The first thing to do is call your solicitor and enquire whether they are on the lender panel. Otherwise please get in touch with Norwich and Peterborough Building Society who may be able to confirm.
I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a house in Stratford Upon Avon? or Apparently there is a law dating back centuries that means some homeowners residing in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Stratford Upon Avon?
Unless a previous purchase of the premises took place post 12 October 2013 you can expect lawyers conducting conveyancing in Stratford Upon Avon to continue to propose a a chancel search and or chancel repair liability insurance.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Stratford Upon Avon is the location of the property. Can you offer any assistance?
Flying freeholds in Stratford Upon Avon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stratford Upon Avon you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stratford Upon Avon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I will soon spend hundreds of thousands of pounds on a property in Stratford Upon Avon I would like to talk to a conveyancer regarding thetransaction before giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your property ownership legalities in Stratford Upon Avon.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Stratford Upon Avon should be the amount on the final invoice that you are charged.