We are intending to buy a 2 bedroom apartment in Stratford Upon Avon with a mortgage. We wish to retain our Stratford Upon Avon solicitor, however the mortgage company says he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or keep our Stratford Upon Avon conveyancer as well as pay for one of their panel firms to act for them. This feels very unfair; are we not able to demand that the bank use our Stratford Upon Avon conveyancing practitioner ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Stratford Upon Avon conveyancing solicitor to apply to be on the conveyancing panel.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Stratford Upon Avon. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/2/2026, the requirements read as follows :
Are there restrictive covenants that are commonly identified during conveyancing in Stratford Upon Avon?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Stratford Upon Avon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm buying a new build house in Stratford Upon Avon with a mortgage from Skipton Building Society. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The property agent told me not disclose to my solicitor about this side-deal as it could jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
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At this site get a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Stratford Upon Avon. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your home move in Stratford Upon Avon
I am a negotiator for a long established estate agency in Stratford Upon Avon where we have experienced a few leasehold sales derailed as a result of leases having less than 80 years remaining. I have received contradictory information from local Stratford Upon Avon conveyancing firms. Can you confirm whether the seller of a flat can instigate the lease extension formalities for the purchaser on completion of the sale?
Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done before, or at the same time as completion of the sale.
Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Stratford Upon Avon Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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How many of the leaseholders are in arrears for their service charge payments? Are there any major works in the planning that will add a premium to the service costs? How is the lease structured?