Me and my fiance are purchasing a 1 bedroom apartment in Stratford Upon Avon with a mortgage. We have a Stratford Upon Avon lawyer, but the mortgage company advise he's not on their "panel". It seems we have little choice but to select one of the lender panel firms or keep our Stratford Upon Avon conveyancer as well as pay for one of their panel firms to represent them. We feel that this is inequitable; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Stratford Upon Avon conveyancing solicitor to apply to be on the conveyancing panel.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Stratford Upon Avon. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/2/2026, the requirements read as follows :
Are there restrictive covenants that are commonly picked up as part of conveyancing in Stratford Upon Avon?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Stratford Upon Avon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm buying my first flat in Stratford Upon Avon with a mortgage from The Mortgage Works. The sellers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not inform my lawyer about this deal as it may put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What makes your site different to other online quote calculators when it comes to conveyancing in Stratford Upon Avon?
At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Stratford Upon Avon. As opposed to estate agents and brokerage sites we do not operate referral arrangements with solicitors. Many agents and online brokers 'recommend' the firm that pays the highest per referral, not the best value conveyancing in Stratford Upon Avon
I am a negotiator for a reputable estate agent office in Stratford Upon Avon where we have witnessed a number of flat sales put at risk due to short leases. I have received conflicting advice from local Stratford Upon Avon conveyancing firms. Can you shed some light as to whether the seller of a flat can initiate the lease extension process for the buyer?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer can avoid having to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
Stratford Upon Avon Conveyancing for Leasehold Flats - Examples of Queries Prior to buying
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Are any of leasehold owners in arrears of their service charge liability? Best to be warned whether a new roof is being installed or some other significant cost is due shortly that will be shared by the leasehold owners and may well dramatically impact the level of the maintenance charges or require a one time invoice.